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 FundSuperMart v18 (FSM) MY : Online UT Platform, UT DIY : Babystep to Investing :D

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Zegoon681111
post Jan 31 2020, 10:37 PM

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If bloodshed next week, buy greater China only?

Or there’s other options as well?
Zegoon681111
post Feb 2 2020, 12:03 AM

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QUOTE(MUM @ Jan 31 2020, 10:53 PM)
any other regions dropped more than / about the same as / just a bit less than China/HK region in the last 10 days?
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Let me rephrase:

For China/hk region funds,besides from greater China, is there any options?

smile.gif
Zegoon681111
post Feb 2 2020, 08:37 PM

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QUOTE(MUM @ Feb 2 2020, 09:31 AM)
yes, there are many and some are even "better" than CIMB greater China fund at tis moment.
see image to find the other option.

no right or wrong,
what is your target drops to go in?
some set at 10% then go in all,
some would set 12% drops, then go in 1/2 and 1/2 again if there is another 12% drop

some spouses liked to buy toilet paper to keep when ever they see a discount.

just remember to invest with money you are not gonna touch for some time
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Thank you so much, it’s really helpful smile.gif
Zegoon681111
post May 8 2020, 10:14 PM

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QUOTE(encikbuta @ May 8 2020, 05:17 PM)
Nope, FSM let me transfer my funds from my Public Mutual funds Free of Charge.

So say i redeem RM100k worth of funds from Public Mutual, i just need to show the redemption slip to FSM. Then FSM will allocate RM100k worth of 'zero sales charge' credit for me to use within a month to purchase any funds i want on FSM. They quite sporting la. I think I withdraw a bit less from Public Mutual (~ RM99.9k) but they just round up and give me RM100k anyway worth of credit to use. Haha.

Awesome deal ler. If not for the zero sales charge transfer offer, I would still have half my funds sitting in Public Mutual and half my funds sitting in FSM.
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This is something new to me.

May I know how do you contact FSM to initiate the deal?

Any minimal amount that they require you to redeem from public mutual before they allow for 0% sales charge?

Thank you.
Zegoon681111
post May 9 2020, 09:57 PM

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QUOTE(encikbuta @ May 9 2020, 08:24 AM)
cool thanks! i read the reviews for e-unittrust and you're right. most of them complain about the user interface & technical problems. still usable. i wonder why e-unittrust isn't as popular as FSM tho? quite a good offer i must say.
My overall PM fund performance kinda sucks but i'd blame myself because I just simply chose funds at that time. See below PM performance summary, all funds ended Jan-20 when I transferred to FSM:

Public Singapore Equity / Started Jun-11 / IRR 4.7% p.a.
Public Lifestyle & Technology / Started Aug-18 / IRR 16.7% p.a.
Public e-Flexi Allocation / Started Jul-17 / IRR -1.5% p.a.
Public Strategic Small Cap / Started Feb-17 / IRR -3.1% p.a.

My new FSM funds are as below. Again, all started in Jan-20:

TA Global Tech / IRR 18.6% p.a.
United Global Equity / IRR -22.4% p.a.
Manulife Investment APAC REIT / IRR -38.0% p.a.
United ASEAN Discovery / IRR -45.4% p.a.
Principal Greater China Equity / IRR -9.4%

It's mostly negative because I transferred my funds into FSM a few months before the market all came crashing down, haha. Hard to compare now, need to wait a few years later. But i reckon it'll do better than Public Mutual because it doesn't need to work as hard to make up for the crazy 5.5% sales charge in PM.
i called them up and sent email. their latest contact details on their FSM website. so the sequence of events are:
- Redeem (i.e. cash out) all or some of your Public Mutual funds.
- Provide copy of redemption receipt to FSM (via email is fine). For example, I cashed out all 4x funds which totals up to about RM100,000.
- Redemption of my FSM funds takes a while so I actually got my redemption receipt in just two days of cashing out BUT the funds only came into my bank account 10 days later.
- When you send the redemption receipt to FSM and you want to maximize the 1 month buffer period, inform them about the above. They will have no problems starting your 1 month buffer period from the time your funds masuk your bank account. If you just send them the redemption receipt, i scared they just follow the cash out date on the receipt then you lost 10 days buffer period for nothing.
- FSM will acknowledge receipt and do some backend adjustments to your account. They will notify you via email once adjustment is done. Don't straight away start purchasing fund yet, you won't get the 0% charge ASAP.
- So for the next RM100,000 worth of funds you purchase, you will enjoy 0% sales charge. Offer valid up to 1 month only.
- You can see the 0% sales charge clearly before you submit for fund purchase. So if it still shows 1.75%, don't proceed. Call them up.

By right this isn't really an 'offer' but more like their regular service. They memang offer zero transfer charge for any funds into FSM. Problem is unlike their in-house funds (Kenanga, Am, Manulife, etc), Public Mutual and FSM totally not friends. That's why we have to go through such a manual process.

It was a bit simpler when I wanted to transfer my funds from Kenanga Investment to FSM. Just fill in form and submit. Instructions are on their website.

Unfortunately I didn't ask about minimal amount so better you check with them ler.

With all said and done, I think best you yourself call/email FSM to get 100% clarification before taking any action. later who knows got policy change or whatever pula. best of luck!
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Thank you so much, appreciate it. rclxm9.gif
Zegoon681111
post May 20 2020, 09:33 PM

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QUOTE(WhitE LighteR @ May 20 2020, 07:28 PM)
I am still holding mine. +34.68 %

I don't see any reason to sell yet. Gold up + stock up, is both positive for miners.

I even added some additional position for gold last week.

But it is getting a little nervous with this quick rally. It rally quite a lot this past couple of week
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Mind to share you bought at what price point?

Zegoon681111
post Jun 10 2020, 09:55 PM

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Anyone doing rebalancing on bond fund portfolio?

It’s been dropping continuously........
Zegoon681111
post Jul 8 2020, 11:04 PM

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Anyone going into any equity recently?

Have some cash in hand, but China, US tech, gold all seems to be on the high side.

Been parking at FI, but opportunity doesn’t seem to be coming,lol
Zegoon681111
post Aug 6 2020, 10:31 PM

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QUOTE(river.sand @ Aug 6 2020, 10:58 AM)
Any FI funds you can recommend?
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Recently my Ambon Islam is running faster than Ambond, usually they are behind Ambond for the past 2 years.

Another good one will be nomura i income, but the entry sum is high.
Zegoon681111
post Aug 7 2020, 11:25 PM

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QUOTE(no6 @ Aug 6 2020, 10:47 PM)
since you have both, is nomura i better compare to ambond / ambon islamic ?
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Nomura has always been the frontrunner biggrin.gif
Zegoon681111
post Aug 16 2020, 11:12 PM

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Just in case, someone need a quick Q&A. ☺️


Zegoon681111
post Aug 29 2020, 05:35 PM

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QUOTE(xuzen @ Aug 29 2020, 11:45 AM)
Gold is looking attractive to me now. Next month will look to enter it.

During this long weekend, I shall visit my friend, Madam Zorra aka Crystal Ball woman Algozen™ ver four and consult. Some calculations are in store.

Xuzen
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Give us heads up, we shall then follow suit brows.gif
Zegoon681111
post Dec 1 2020, 10:10 PM

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QUOTE(CSW1990 @ Dec 1 2020, 05:39 PM)
Green good time to top up?

All my UT are in green but Gold still in shit .. I have 3% gold mining equity in my portfolio which bought in July. -22% now.
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Are you holding precious metal for the -22%?
Zegoon681111
post Dec 24 2020, 11:10 PM

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QUOTE(jj_jz @ Dec 24 2020, 05:25 PM)
Hi all,

Merry Christmas in Advance.

As a fresh graduate (In market & Life lol), trying to learn and invest in UT now.

My current allocation:
1. RHB Global Artificial Intelligence Fund - MYR Hedged (20%)
2. AmChina A-Shares - MYR (25%)
3. Affin Hwang Select Asia (EX Japan) Opportunity Fund - MYR (10%)
4. TA Global Technology Fund (15%)

with another 30% of fund ready to put in.

Any sifus here can review my allocation and advise if anymore interesting UT for my 30%?
Healthcare seems good for me, and gold too.
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I would personally add principal greater China, and interpac Dana safi / bimb I growth (if u don’t mind add malaysia port)

If you want to be on the safer side, then would be the famous Amanah shariah trust fund.

My personal humble opinion
Zegoon681111
post Jan 3 2021, 10:36 PM

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QUOTE(datolee32 @ Jan 3 2021, 04:15 PM)
May i know this fund only available for high net worth people more than RM 3 mil and above? For normal person like me can buy it?
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Can buy, understand the risk, do your research before investing.

Must hold long term to see the fruit.
Zegoon681111
post Jan 20 2021, 09:35 PM

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QUOTE(genesic @ Jan 14 2021, 11:38 PM)
How to participate on the lucky draw? Just by attending the seminars?

Anyway, any received Touch ‘n Go eWallet Reload Pin from PRS 2020 campaign yet?
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Received email on the RM40 reload pin today.

Did u receive yours?
Zegoon681111
post Jan 21 2021, 10:42 PM

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Looking back at 2020, here are my findings:

Most satisfied fund invested was RHB Global AI fund. Invested since September and gained 30++% (not far behind was interpac Dana safi)

Most regretted fund invested was RHB Capital fund with paper loss at 8-10% (not far behind was precious metal securities).

In 2021, looking forward for a great year for Affin Hwang World Series Disruptive Innovation fund, as well as amchina A Shares.

How about you guys?
Zegoon681111
post Jan 21 2021, 10:52 PM

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QUOTE(yklooi @ Jan 21 2021, 10:48 PM)
i would not label my funds as "most satisfying" or most regretable funds in my portfolio...for if i would place emphasis about satisfying/regrets,....i may be swayed into looking for the best possible ROI funds in my portfolio...which would lead me to select funds for the composition of my portfolio that may be outside my comfort zone
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I agree with you.

Invest within your own comfort zone, and based on each individual’s risk appetite, don’t follow the wind.

As long as you can sleep well at night, that’s good enough. biggrin.gif
Zegoon681111
post Feb 13 2021, 09:46 PM

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QUOTE(Conslow2020 @ Feb 13 2021, 08:56 PM)
how to get high risk investment in cimb  click i only get balance fund so i can only invest in garbage balance fund help
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Before you start to buy in cimb click, you have to answer some questionnaires to assess your risk appetite, right?

If you are willing to go for higher risk funds, then you have to change your answers there.
Zegoon681111
post Apr 23 2021, 11:56 PM

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QUOTE(WhitE LighteR @ Apr 23 2021, 10:57 PM)
I like kaf core income fund and Dana safi
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Agree

I will also add in bimb i growth, and maybe pmb shariah growth as well

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