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 FundSuperMart v18 (FSM) MY : Online UT Platform, UT DIY : Babystep to Investing :D

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SUSPink Spider
post Mar 3 2017, 02:51 PM

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QUOTE(Nemozai @ Mar 3 2017, 02:45 PM)
Hahaha biggrin.gif

I mean how to buy that tenaga lot  notworthy.gif
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OT! go to stocks investments section and ask biggrin.gif
SUSPink Spider
post Mar 3 2017, 09:56 PM

Formerly known as Prince_Hamsap
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QUOTE(shankar_dass93 @ Mar 3 2017, 08:33 PM)
The funds were obtained by utilising a part of my educational savings that my parents had for me.

Been trading a little since January 2015. Who knows la, maybe Selina Yong might value my trading experience and may higher me work under her ? whistling.gif  sweat.gif
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Kalau takda gambar jangan la waste bandwidth aku dry.gif
SUSPink Spider
post Mar 13 2017, 09:37 AM

Formerly known as Prince_Hamsap
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QUOTE(dasecret @ Mar 12 2017, 10:47 PM)
This kind of credit I don't dare to claim lor.... did a quick search and the fund was already mentioned in the first ever FSM thread 4 years ago  notworthy.gif
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Apasai dig my old post and saman me here blink.gif
SUSPink Spider
post Mar 14 2017, 09:37 AM

Formerly known as Prince_Hamsap
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Seeing MYR at near all-time low against USD and SGD, and recent slowing down of RHB Asian Total Returns, I'm dumping all to raise cash, park in CMF.

But keeping RHB EM Bonds, portfolio yield still reasonably high at 5-6% (Re: United EM Bonds fact sheet from FSM Singapore website).
SUSPink Spider
post Mar 14 2017, 09:51 AM

Formerly known as Prince_Hamsap
********
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QUOTE(puchongite @ Mar 14 2017, 09:47 AM)
RHB EMBF 3 weeks already, distribution still haven't come in ?

Damn slow this distribution thingie is a real nuisance.
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U kanciong buat apa, takut RHB/FSM lari meh? whistling.gif
SUSPink Spider
post Mar 14 2017, 09:59 AM

Formerly known as Prince_Hamsap
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QUOTE(puchongite @ Mar 14 2017, 09:54 AM)
Just don't understand what the hell with this industry practice on the distribution thingie.

We already know the answer, we can even calculate it ourselves the exact units, it only takes 5 minutes of the time to work it out, so what is the hell taking so long ?
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U know how many unitholders they're dealing with? And not just 1 fund under management doh.gif

Rather than complaining here, I give u an assignment -

Write to FSM and RHB. See what they respond. rolleyes.gif

This post has been edited by Pink Spider: Mar 14 2017, 10:02 AM
SUSPink Spider
post Mar 14 2017, 10:26 AM

Formerly known as Prince_Hamsap
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QUOTE(puchongite @ Mar 14 2017, 10:25 AM)
Am Reits distribution comes back faster.
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Rather than ranting about it here, write to them...do something that will bring about changes...write to RHB and FSM, see how they respond.
SUSPink Spider
post Mar 14 2017, 10:34 AM

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QUOTE(puchongite @ Mar 14 2017, 10:32 AM)
No point talking to dinosaur.
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Then no point barking like a mad dog here too. sleep.gif
SUSPink Spider
post Mar 14 2017, 10:44 AM

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QUOTE(puchongite @ Mar 14 2017, 10:36 AM)
Seems like somebody is always stepping on your tail.  thumbsup.gif  bye.gif
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I always "attack issue don't attack person" (Chinese idiom). wink.gif

Not happy about something? TRY to make a change. Else, shut up.

SUSPink Spider
post Mar 14 2017, 10:52 AM

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QUOTE(Avangelice @ Mar 14 2017, 10:49 AM)
hold on there everyone.

we always say distribution means nothing in unit trust investments but we make alot of hoohah when we receive late distribution. honestly do you really check how many units you received?

two years I'm in this business and never once do I actively seek how how many new units I receive. does it really matter?
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Same like, how many of u really...let's say, u go to bank deposit cheque for RM1K. Do u really go check 1-2 days later whether it cleared? Or u withdraw RM1.5K from ATM...do u immediately go check your bank balance correct or not?

We have come to the age where we can sufficiently rely and trust on our technologies. smile.gif

SUSPink Spider
post Mar 14 2017, 11:10 AM

Formerly known as Prince_Hamsap
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QUOTE(puchongite @ Mar 14 2017, 11:06 AM)
No such thing. The unit trust industry is still quite dependent on a lot of manual processes. Once in a while they will commit errors. Not too long ago we have CIMB making errors on calculation of ponzi 2 NAV and it lasted for 2 weeks or so.
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And you weren't the one who pointed it out, right? tongue.gif

E.g. 10,000 unitholders, say if u did not bother to check, sure there will be someone else so free and DILIGENT to point it out to CIMB/FSM/whoever.

I once pointed out an error to FSM, and they rectified.

That's why I said, if u think u are right, VOICE OUT to the RIGHT CHANNEL. Barking won't serve any purpose.
SUSPink Spider
post Mar 14 2017, 11:25 AM

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QUOTE(puchongite @ Mar 14 2017, 11:23 AM)
I once noticed an FSM error on Manulife US equity Nav price. But it does not affect me as I don't hold it with FSM. But somebody based on my info posted in this thread reported to FSM.  biggrin.gif  whistling.gif
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That's my buddy thumbsup.gif
SUSPink Spider
post Mar 14 2017, 05:31 PM

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QUOTE(Vanguard 2015 @ Mar 14 2017, 04:41 PM)
Pink Spider, am I reading your post correctly? Are you saying that you have sold off ALL your unit trusts in FSM except for RHB EM Bonds and park it under CMF? 
Sounds rather ominous. Like the unit trusts are going to crash or something.  sweat.gif
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I dumping RHB Asian Total Return only lar tongue.gif

Still keeping...

Equity
Aberdeen Islamic World Equity
Affin Hwang Asia ex Japan Quantum
CIMB Asia Pacific Dynamic Income
CIMB Global Titans
Eastspring Investments Global Emerging Markets

Fixed Income
RHB Emerging Markets Bond

QUOTE(Avangelice @ Mar 14 2017, 04:48 PM)
he dumping all as in Asian total return as the currency fluctuations affect it
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My take is that the potential gains have all been "milked", time to cash out
SUSPink Spider
post Mar 14 2017, 05:51 PM

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QUOTE(killdavid @ Mar 14 2017, 05:47 PM)
RHB EM is -1% in one week. Still want to keep ?
Affin Select bond fund is less affected compared to EM.
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Distribution units for RHB EM Bond not yet credited I think

I'm still getting IRR of 9-10% from this fund. Well worth the risk/volatility.

This post has been edited by Pink Spider: Mar 14 2017, 05:52 PM
SUSPink Spider
post Mar 14 2017, 05:57 PM

Formerly known as Prince_Hamsap
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QUOTE(dasecret @ Mar 14 2017, 05:57 PM)
Select bond's forex is hedged; so when MYR weakens, select bond won't go up as much as EM bond. Not quite the apple to apple comparison if you ask me
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Pandai thumbsup.gif

For the not-so gutsy ones, Affin Hwang Select Bond is good for the 5-6% p.a. returns.

This post has been edited by Pink Spider: Mar 14 2017, 05:59 PM
SUSPink Spider
post Mar 15 2017, 04:25 PM

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QUOTE(wankongyew @ Mar 15 2017, 08:25 AM)
Does this mean you think MYR will start rising? Seems odd. Oil prices are down again and we might have an election. US raising interest rates would also mean more cash flocking that way.
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Rise maybe no, but I think limited downside lo
SUSPink Spider
post Apr 3 2017, 10:29 AM

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QUOTE(more2teayap @ Apr 3 2017, 08:34 AM)
CIMB-Principal Global Titans Fund
2 : 5; For every 5 units of the fund held, 2 additional units will be issued to unit holder

Should I enter this fund now? biggrin.gif
*
U go Pelita mamak, that mamak cut your roti canai into 4 slices.

U go Bestari mamak, that mamak cut your roti canai into 8 slices.

So, Bestari is better value for money? U should pay more and frequent Bestari more often?

Jangan make Pinky rage on Monday morning ranting.gif

*Bye*
SUSPink Spider
post Apr 3 2017, 10:39 AM

Formerly known as Prince_Hamsap
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QUOTE(noname2188 @ Apr 3 2017, 10:38 AM)
Must give you a *like* for your mamak example  thumbsup.gif
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I like to use analogies to illustrate things. Give complicated numbers and fancy fancy academic terms lagi susah nak faham nanti biggrin.gif

in b4 someone say Bestari help u cut into smaller slices so easier to eat, hence better value for money bangwall.gif mega_shok.gif

This post has been edited by Pink Spider: Apr 3 2017, 10:40 AM
SUSPink Spider
post Apr 3 2017, 11:04 AM

Formerly known as Prince_Hamsap
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QUOTE(more2teayap @ Apr 3 2017, 11:01 AM)
sorry pinky notworthy.gif

i understand it now
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U faham then ok liao biggrin.gif
SUSPink Spider
post Apr 5 2017, 02:18 PM

Formerly known as Prince_Hamsap
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QUOTE(gark @ Apr 5 2017, 02:06 PM)
Pink Spider

Might be returning to MY soon..  dry.gif

Any recom for PRS..through FSM? And what benefit it can give me.. EPF allocation for tax deductible already maxed.. got advantage for PRS?  blush.gif

Also I heard got RM 1k.. how to take?  laugh.gif
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Aku tak study PRS tongue.gif

U ask other PRS regulars here whistling.gif

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