both lo. for example in stock market we choose what to invest based on the company profit and debt and equity etc etc. for unit trust the fund manager suka suka buy fund they think is good. all depend on 1 person

what are the indicators to stop or sell a certain fund? as nav go down i think could be due to general market trend and after it over will go back up.

so sell due to that might rugi...

IDS damn sad... No eye see.....

.....and the carnage will to be continued today in Asia? .....
DJ, SnP, Nasdaq, DAQ, FTSE, CAC, Technology sector...all down from 1.2 ~ 1.8% last closing...

No. No. No.
2018 market IS NOT FI market definitely, esp those Foreign bond funds.
I have moved out all my bond funds with FSM, buying ASNB FP slowly / worse case buy Msia Bond Fund at eUT. I think I will  one year later if maintain my FI portion with FSM .

===
I do strongly agree to buy in dip, but you should buy into the CORRECT MARKET and RIGHT FUND during dip. CORRECT MARKET is more important to RIGHT FUND.

Fyi, my portfolio had been up >3% YTD (>3 months salary) because i bought during recent dip. My profit is very close to the peak on 24/01.
I switched in around 10% of my UT portfolio from FI to EQ on 06 Feb, 09 Feb, 28 Feb and 02 March.
And, i switched out from EQ on 26/01 and 26/02 with around 7% profit in 1 or 2 months.
** look at the date above ==>  i bought near the bottom/ lowest of month, and sold at the peak of month. 

I would like to say that it is REBALANCING.

Many people here forgot about REBALANCE : always hoo ray hoo ray when market is up, then cry dad cry mum during dip.
When market is up, u should take out some portion of EQ and put it to FI.
When market is down, u should take out some portion of FI and put it to EQ.
=====

The other obvious problem that i observed here is: don't know how to sell. They buy during the dips, they buy with DCA or VCA or advanced tenique, buy, buy and buy, BUT don't bother to sell or lock profit in FI. They only sell when they need money. it will be a problem.

many more...

Investment is an art... not engineering.. so there is NO 1 formula for all people... but there is some common sense we should follow.

Happy investing.

KGF had been on the top 5 funds  by sales....
and 2 other forum popular funds too....

someone betting heavy in KGF.....are they averaging down or something brewing unknown to us??

I did ask CIS. they say 2018 better not touch reits.

i reduced my Manu Reits allocation from 15 to 10%
switching My Amreits 3% to Ponzi 2....
still maintaining Reits at 10% for diversification for now....

To all Sifu here, I have a question.

Should I make initial invest RM1000
or
RSP, deduct each month rm200

which one would you suggest?
Thanks

Because I saw a lot funds can start with rm100 by using RSP (Regular Saving Plan)

Is okay, by the way what is DIY portfolios?

It’s easy to lose your cool when every one around you is heading for the exit and hitting the panic button.

Even the savviest investors are guilty of letting their emotions get the better of them and allow fear or greed drive their overall investment decision.
If you are feeling particularly angst or nervous about your investments, this could mean some level of mismatch between your investment goals, risk-tolerance and your current portfolio allocation.

This could warrant a reassessment of the level of risk you are taking in your portfolio and if you are comfortable with your asset-allocation target (% equities, % bonds).
For example, if you are seeking a steady income stream and maybe have a weaker appetite to stomach large market gyrations or swings in your portfolio returns, then perhaps an aggressive portfolio that is tilted towards equities may not be suitable for such a risk-averse investor.

On the flipside, an investor seeking aggressive growth and returns should be able to stomach larger fluctuations in their portfolio.

It’s all about setting expectations that has to also be realistic.

Higher potential returns come with higher risk. That’s a given, but investors often forget this important maxim of investing.
Then again, higher risk is not necessarily a bad thing.

What's important is that investors are comfortable with their portfolios and the level of risk they are taking.

http://affinhwangam.com/positioning-in-a-market-correction/

Have been started UT investment for 7 months but still see "red" today... maybe the time I started was the beginning of 'bad market time".
I am still new and not much experience on this...
Base on your guys experience, in current situation what shall we do actually?
- continue to perform DCA?
- on hold top up or?

Appreciate any advise, thanks...

Thank you White Lighter....

Affin Hwang Selected Asia Opportunity Fund - 44%
EastSpring Investment Dinasti Equity - 29%
CIMB Dynamic Income Fund - 9%
Kenaga Growth Fund - 6%
EastSpring Investment GEM fund - 6%
CIMB Principal Global Titan - 3%
CIMB Principal Greater China -3%
Target to increase the % in Malaysia local fund

Sikit-sikit, lama-lama jadi bukit