in my opinion there is no problem in investing in high number of fund. But....

its not jst as simple as that.

to me the ability to average down a position is important. let say u have 25 funds n u have only 1k a month ability to average down a position.

this means if the fund min top up is rm100, u only have ability to average 10 of 25 funds, once every month. if this is the case, 25 funds is way to much for u. for me ideally if this is the limit of my ability, i will reduce the number of fund to less than 10. ideally keep around 5 is best.

just my 2 cents

No funds will correlate till 1

Each will have a slight difference. And the correlation changes from time to time. Lower in some times n equal in other times.

GC not doing well. China is so gung ho doing all this reform at same time. Really shook the market.

I personally have trim some position but I did not entirely exit from GC. Time will tell if this is right or wrong move.

Damn painful open FSM and see the updated NAV for today. I think tomorrow will be equally as bad.

The education crackdown is just a side effect of a larger regulatory realignment by CCP. Just standby and stand to.

The only one laughing now is those with pure US funds

KLSE +0.05% today btw.

wow. even if the sales fee is at 1.5%, with such a low expense ratio compared to UT in malaysia which hardly could generate alpha anyway, this would be a huge addition to local investor portfolio

No need feeder fund anymore in some cases.

yea man. the processing fees is so high for small potato investor it doesnt make sense anymore.

Non so far that I know off.

Logically speaking it's not. But investing can make ppl do irrational things coz of FOMO.

Rhb islamic global developed market fund

U can add this into your watch list too.

My port dipped in July

YTD TWR : -0.78 %
MoM Change TWR : -4.61 %

YTD MWR : -1.13 %
MoM Change MWR : -3.35 %

ROI with DCA since start tracking : 26.01 %
MoM Change : +1.56 %

ROI increases this month as I continue to trim down position to reduce exposure n take some profit.
China & GC is a drag to the portfolio

This post has been edited by WhitE LighteR: Aug 3 2021, 10:15 AM

Might be temporary only. The rumor was brought about by a news article in china calling online gaming into question. Sparking fears of gov regulations. But it's possible it's only just rumor.

Personally I've been cutting my exposure n stop adding more into China n HK until all this blows over. Instead I choose to top up a more broader covering fund that has mixed of other asian countries in it n a lower single exposure to China n HK

U could buy direct from FSM but need to pay 1.5% sales fee. Only by going thru epf website u get 0%. Unforunately this is not possible according to FSM customer service rep. As a result, I created an account directly with RHB to get the 0%. But RHB Asset Management sux. Dont have proper account to login n view. Need view from epf.

The account opening is easy.

I think that discussion was specifically for epf only.