Since this is a FSM thread, let's say a few things good about FSM.

1. Customer service is definitely better than eUT.
2. FSM has managed portfolio.
3. FSM has credit system.
4. FSM has tier discount on S.C.
5. FSM graphing and tools are more sophisticated.
6. FSM range funds is wider, including wholesale funds.
7. ......

yes, annual event, even with food & drink provided.

Thinking when is the time to re enter Interpac Dana Safi again.

Seems like this fund keep non stop diarhea.

I think not well publicised, but was invited as existing customer

Semi-annual report emailed to me last week showed that the cash fraction has increased further to 36%.
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correction is good, time to buy more haha

Does it normally take T+4 days for you guys when you purchase an investment into a fund?

Another month has passed and it is time for Algoport™ ver four update:

Jan 2018 is a suckish month for my port. I made a loss of 0.4% M-o-M. The loss is mainly from IDS [ -5.22 % ] and RHB - EMB [ -3.64% ]. Both I have sold mid Jan 18 with a cut - loss intention. Moved them to Dinasti and KGF.

IDS was an experimental exposure for me, I placed only a small amount, about RM 15K only for test water.

As for RHB - EMB, I entered in July 2017 because it offered a good risk to reward ratio [ 1.5 ] at that time and a low corr-coeff. It was also a bet on the strong USD / MYR movement. Now, two of the three criterias are no longer there, it does not look attractive to me anymore and have no place in my port. Forex is a double edged sword. It cuts both ways... I shall remember that.

For those who play forex, remember, you are a trader not an investor. In my book, a trader role is buy-sell an asset, whereas an investors are passive, they are not concern with the daily up and down. Neither are wrong and both group of people can make money. You just need to be aware which group you belong too because the strategies employed will be different.

On Esther bond, she is behaving badly recently... like Aoi Sora on a bad flu day. I have identified a replacement for her. I have also identified the exit point, if and when she [ Esther Bond ] hits a certain threshold, she will be replaced.

On the winner side, I have TA Tech, KGF and Dinasti to mitigate my loss.

Some technical indicators:

12 mths rolling ROI is 6.XX %

12 months rolling Std-dev is 8.XX%

12 months rolling risk to reward ratio < 1. Not so good... will try to be better.

Skewness is slight positive, which means the port has a slight tendency to have an outcome that is +ve to the mean.

Kurtosis is negative. Negative kurtosis means that the data points have greater tendency to congregate at the mean outcome than a positive kurtosis. I lay man's term, positive kurtosis aka excess kurtosis means the sample set has a greater tendency for extreme outlier outcome.

Xuzen

p/s Nothing much to be excited about my port, now looking forward to another ang-pow / bonus. That is to say, KWSP's distribution announcement. Two more weeks of waiting.

Please take note that SSPN has already announced their 4% dividend for 2017, and the dividend is already in the system.

For anal engineering people like wongmunkeong, see this:


for those lazy people like xuzen, see below:


Xuzen

sorry ar ! Forget about this: Risk to reward = ROI / [ Std - dev ]

Manyak senang.

Actually more accurately should be stated reward to risk, but don't know why sudah biasa cakap risk to reward pulak. All those people in finance industry says risk to reward all the time.

Xuzen

I don't quite understand all forumers keep talking about top up whenever there is a market clash.

And buy in again when the markets rise or when there is a sales charge promotion.

It cannot be only BUY but no SELL right ? No SELL where got capital to BUY again ?

There is sure at one point the portfolio will balloon until any top up amount becomes insignificant.

Unless people here know how to print money lor.....

this morning, switch < 10% of my fi to equity fund.
If tomorrow is as bad as today, or worse than today,
will switch the other 10% bond fund to equity fund as I have 6 digits credit to dispose, that I held for almost  1 year.

I m the only one in this thread who took action today?

VIX is a measure of volatility meaning how " swinginess " is the S&P 500. It means the higher the VIX the more " swinginess " the S&P 500 index around its mean.

When it is time like this, there are three things an investor can do:

1) Sit out, stay out come back when the dust is settled.

2) Don't give a Fcuk! Just DCA all the way.

3) Buy low sell high b'coz ya feelin' lucky!
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Which type of investor are you?