I bought some UTs in the 1990's as I was a novice in investment (and still am). Share then was too difficult/risky for me beside IPO. Made some easy money with IPO then, Even my mother and little sister have made some money in IPO then.

Now I will stay away from UT with a 999 km pole as most of them are there to make money for the companies. Yes, there are some UTs which have produced good/fantastic returns. What I hate most on UT is the yearly charge REGARDLESS of whether their UT is making money or not!

Lots of books I read also raise issues like this and recommend to stay clear from UT. I have to admit, I still have PM UT for my PRS. Got that mainly for the tax benefits.

Learnt of a new vehicle ETF which is a bit like to UT but without most of the charges. There is a forum here on ETF. Surveys show that most UT performed lower than index funds. Why pay these UT managers while their share selections are not really that good? ETF centers on index funds with the added diversification automatically built into them.

Study on ETF and then decide.

All the best.

ASX seems in good demand as ever despite continuous negative comments,
droping returns etc. making me wanna join you guys also.
keep it up trust your judgement put negativity aside good luck!

For any FD above 5%, there will be limitations, eg minimum period, age limits, for a certain period only, etc, etc,... but for PNB funds no rules, no limitations, nothing,... just put and enjoy the yearly 'interests'. Can take out whenever one wishes to, and still get to enjoy the prorated dividend to be earned at the end of the financial year. Where can get such benefits ?

I think many know this,... so,... I still rest my confidence on PNB Fixed Priced Funds if an investor wanted an easy life and does not mind currency value depreciation.

Edited by adding further good qualities of the PNB FP Funds.

If you're a very passive investors, ie no time to learn and research, then yes - ASX is the way to go than leaving yr Ringgit lying ard and earning nothing or very low returns ! But,... you will pay the price for a weakening currency and loss of purchasing strength,...

I park my Ringgit in PNB FP funds, while awaiting opportunities to convert out !

LOL, the streets are not safe to carry 5 digits cash nowadays

Do you have more info about the bond? By developer mah sing?

I've not let go fully yet,.. I've let go quite a lot,...

Tks,... ,... I'm happy to know that there are ready buyers when I wish to let go,... Many a times, I need to go through some hassles when I needed to sell, and I seldom sell my investments,... I've always been a long term holder.

A recent example would be my disposal of a Singapore ctr : Singpost. Hard to decide on the selling price.

Glad that things are a lot easier with PNB Funds.   

Friend of mine catch some 30k

Seems a lot more available...

Go grab while it last

What such small amount..

Not up to your standard..

Try up to 100k lor

Online?

Used m2u?

How I wish..

Nope

Wah today also have huh???

Normally after THE DAY, hard to get any units
Even have, won't reach till 5 digits..

wow..lucky u..great to hear that!

i keep getting the in-sufficient fund message today.