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Ultimate Discussion of ASNB (47457-V)发 8ight 发, Wholly owned subsidary of PNB (38218-X)
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bbgoat
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Apr 5 2017, 07:52 PM
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QUOTE(guy3288 @ Apr 5 2017, 07:23 PM) everyone's having gala time now, many just got their big fat dividend , aim to hit 6fig next nonstop DIY topup so easy. KLSE shares up, UT up , FSM also boomed! Bro, no more topping up ASX ?
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bbgoat
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Apr 5 2017, 08:37 PM
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QUOTE(yvonne2016 @ Apr 5 2017, 08:22 PM) Wow. . 23k+19k+46k = huat huat Good figure. . Wa, u really good. I did not realize that. I was thinking of 90k including the 1k each of AS1M and ASW.
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bbgoat
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Apr 6 2017, 04:47 PM
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At 4.30pm today, tried my luck. Able to get 6550 ASM units. Run out of dough ! More units available. Try now if it is not closed !
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bbgoat
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Apr 6 2017, 08:29 PM
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QUOTE(guy3288 @ Apr 6 2017, 06:55 PM) topping up still, easiest on 3.4.17 got 75k that day. I only managed to get 46k of ASM on 3/4. Then over last 3 days, got 23k, 19k and 6.55k. Added in 94.55k of ASM this week. Will be stopping any top up for a while. Lopsided now with ASM highest, higher than AS1M.
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bbgoat
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Apr 7 2017, 11:10 AM
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QUOTE(guy3288 @ Apr 6 2017, 06:55 PM) i trimmed out 20k only, so fast it has grown back. Too good to be left out totally, IRR beat ASX by 4%! tips dont know la only can share what i have, buy at your own risk. OT a bit. My UT portfolio breaking new heights each day. Same as everyone else ! Just 4 funds similar as yours. But you have quite a wide array of funds. Citigold RM commented that my 8 fund holdings is slightly high. But used to have more of various type, trimmed down to 8.
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bbgoat
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Apr 7 2017, 05:41 PM
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QUOTE(theevilman1909 @ Apr 7 2017, 03:36 PM) In accordance with the Guidelines on Unlisted Capital Market Products under the Lodge and Launch Framework ("LOLA"), as defined in Capital Markets and Services Act 2007, refers to at least one of the following: 1. High net worth individual # An individual, whose total net personal assets, or total net joint assets with his or her spouse, exceed RM3 million or its equivalent in foreign currencies, excluding the value of the individual's primary residence; or # An individual, who has a gross annual income exceeding RM300,000 or its equivalent in foreign currencies per annum in the preceding 12 months. When we buy some UT, the bank want us to sign a form declaring that we are a HNWI. Have encountered that in OCBC and Citibank.
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bbgoat
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Apr 7 2017, 05:53 PM
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QUOTE(theevilman1909 @ Apr 7 2017, 05:50 PM) to see if u qualify & also to push others products to u  Haha, no more after that.  Was told by the RM it was a requirement to sign the document. Seems to be some UT as I bought 2 UT that day, one no need to sign.
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bbgoat
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Apr 7 2017, 05:57 PM
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QUOTE(hyelbaine @ Apr 7 2017, 05:54 PM) Or was it politically exposed person (PEP). I kena the PEP before at one of the local banks I did not encounter that PEP. Just the HNWI for last few months.
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bbgoat
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Apr 7 2017, 06:01 PM
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QUOTE(theevilman1909 @ Apr 7 2017, 05:58 PM) good to know seems it's norm they ask to sign those declarations  It seems to me to be certain category UT only.
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bbgoat
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Apr 7 2017, 06:03 PM
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QUOTE(theevilman1909 @ Apr 7 2017, 06:00 PM) hmm never encounter PEP before? u got any connection with the Political leaders? or Father name similar to those political leaders?  Never, maybe because I already joined some of the banks before this requirement is enforced. Nowadays stricter and stricter conditions imposed for new accounts, not old account holders ! This post has been edited by bbgoat: Apr 7 2017, 06:05 PM
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bbgoat
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Apr 14 2017, 03:26 PM
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QUOTE(Ancient-XinG- @ Apr 14 2017, 01:01 PM) FSM : FD : ASM : ASW : Bank Bond 1 : 5 : 20 : 0.7 : 5.5 Wasai,bank bond for u as well ? 5.5 vs FSM ?? Total 7 digits or more ??  EPF ?? This post has been edited by bbgoat: Apr 14 2017, 03:28 PM
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bbgoat
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Apr 14 2017, 05:08 PM
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QUOTE(Ancient-XinG- @ Apr 14 2017, 05:03 PM) Eh eh eh.. Sorry typo typo. I edited. Its not bank bond la LOL Impossible haha. Its bank's fund UT Small digit nia If 7, I wont be driving peasant vios. Bank bond minimum 250k. So made me think u have been hiding away !  So your FD still more than the UT !! Bank UT even more than FSM !!! This post has been edited by bbgoat: Apr 14 2017, 05:09 PM
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bbgoat
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Apr 14 2017, 05:20 PM
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QUOTE(Ancient-XinG- @ Apr 14 2017, 05:15 PM) Because the UT name is Bond fund lol. I always mistake at there. **perhaps too much day dream to qualify Sob sob. Bank UT give good return without much headache like in FSM. Bank UT give 5.0 pa, and 9 cent increase in NAV. But initial SC is 3%. All in all quite worth it la. FD is the Calm down pill, must more abit. But basically in 2016 ASM, ASW, FD, Bank UT add liao average 7.5-8.00% pa. FSM alone 10 - 12% But FSM very very unstable. Still need time to learn.... Wow, good returns !! My experience with UT not that good 5 or 10 years ago. Only recently (last 2 to 4 years) better return after taming those losers. Then go into ASNB FP lately.
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bbgoat
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Apr 14 2017, 05:47 PM
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QUOTE(Ancient-XinG- @ Apr 14 2017, 05:43 PM) Good is good.. But I think I way too conservative. haha. ASNB FP quite amazing for me. But I wish they can make more aggressive investment in future. Really bored with only 6 %.. Well high return comes with high risks ! Will see BIG swings of profit/loss !
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bbgoat
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Apr 14 2017, 07:05 PM
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QUOTE(Ancient-XinG- @ Apr 14 2017, 05:54 PM) Haha. So now ur ASNB FP on auto pilot or still topping up? Stop for a while as recently bought too much ASM. But did buy some other more high risk UT from bank.
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bbgoat
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Apr 16 2017, 12:22 PM
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QUOTE(kart @ Apr 16 2017, 12:09 PM) Sorry, off topic a bit. Can you name some high risk UTs you bought? The general advice is avoid all UTs bought from Public Mutual and banks (as the profit is significantly decreased by the service charge), and instead go for UTs bought from FundSuperMart. Judging from your tone, you must be very confident that even after deducting the service charge, your net gain should be more than FD interest and ASNB dividend. Thanks for your tips.  I don't see the need to list them down here. If u check FSM u can see the high risk UT there as well. One of them is called MAGIC, find it if u can. If not forget about it, each of us buy what they feel they are comfortable with.
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bbgoat
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May 8 2017, 05:44 PM
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Got 5 digits of ASW and AS1M combined today.
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bbgoat
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Sep 6 2017, 11:33 AM
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Yesterday got 5k only. Today one shot got 5 figures of ASW. Good deal !  Unker Lim, go and try the 5 figures and see or already got 6 figures ?? This post has been edited by bbgoat: Sep 6 2017, 11:46 AM
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bbgoat
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Sep 6 2017, 12:47 PM
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QUOTE(nexona88 @ Sep 6 2017, 11:57 AM) Weird?? Normally dividend day (yesterday) should able get 5 figure per shot.. But u got only 5k while today should be getting only 5k, but instead u managed to get 5 figures per shot  Really cannot brain... Why weird ?? Unker Lim yesterday said can only get 3k blocks, unable to get 5 figures per shot. Actually yesterday could got more but have transaction failed. Later changed my FPX limit in AmBank. Then today one shot 5 figures. Guess lucky day for me. This post has been edited by bbgoat: Sep 6 2017, 12:50 PM
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bbgoat
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Oct 5 2017, 10:48 AM
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Yesterday got 5k of ASW. Today got 5 figure AS1M !
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