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 Ultimate Discussion of ASNB (47457-V)发 8ight 发, Wholly owned subsidary of PNB (38218-X)

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saitong09
post Nov 9 2017, 06:53 PM

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QUOTE(veera77 @ Nov 9 2017, 11:14 AM)
Yes, nowadays developers are struggling to sell houses especially semi-D and bungalows, and giving unbelievable discounts..
Its a bargain time for rich people...but for average people is big dream..

ASBN could give better return than property in long run if follow monthly force-saving method, assuming like u paying bank installment every month...eg. monthly RM3k in ASBN...after 10yrs, u r half millionaire.
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3000 every month? 300 also susah to save now sweat.gif sweat.gif
saitong09
post Nov 10 2017, 09:22 AM

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QUOTE(Jinglexo @ Nov 10 2017, 08:15 AM)
Is it wise take epf money for asnb?
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If your epf more than 1M, then better take tongue.gif
saitong09
post Nov 10 2017, 12:30 PM

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QUOTE(tonytyk @ Nov 10 2017, 09:36 AM)
what is the rationale?
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More than 1M epf no devidend
saitong09
post Nov 10 2017, 08:26 PM

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QUOTE(nexona88 @ Nov 10 2017, 04:44 PM)
Hmm like weird only...

Don't have such thing leh hmm.gif
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Ya meh, cause someone told me few years back sweat.gif
saitong09
post Nov 14 2017, 06:48 PM

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QUOTE(ikanbilis @ Nov 14 2017, 06:03 PM)
Yes, very dangerous. Not advisable to invest.
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If ASX consider very dangerous sweat.gif , so what else to invest?
saitong09
post Nov 20 2017, 06:47 PM

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QUOTE(veera77 @ Nov 19 2017, 06:12 PM)
if ASx divided pun naik 0.25%...then no impact...

due to GE14 most probably in Mac/April...i think ASM have potential to get higher dividend  hmm.gif

let see how is EPF 2017 dividend first in Feb 2018... unsure.gif
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hope epf 2017 can get more than 6%, then Asx might be higher than epf smile.gif
saitong09
post Nov 22 2017, 07:31 PM

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QUOTE(nexona88 @ Nov 22 2017, 05:40 PM)
Yup. Below 18 all OTC 😴😴
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QUOTE(alexanderclz @ Nov 22 2017, 05:52 PM)
yes as of now
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Hope future all can do over MyASNB
saitong09
post Nov 22 2017, 07:53 PM

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QUOTE(nexona88 @ Nov 22 2017, 07:48 PM)
Yeah..
Also have mobile apps 😀😀
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mobile apps thumbup.gif thumbup.gif
saitong09
post Dec 1 2017, 05:30 PM

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QUOTE(Stamp @ Dec 1 2017, 04:55 PM)
actually we can buy ASB & ASB2 from maybank2u.

looks like i need to open myasnb laa..
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Faster go open myasnb, save the transaction fee and trying fee
saitong09
post Dec 2 2017, 10:54 AM

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QUOTE(Ramjade @ Dec 2 2017, 07:24 AM)
That's true.  Only if you are below 30 years old.  If you are above 30 years old,  no free RM1k for you. Also it's a one time Payout.

You put PRS so that you pay less tax. Which means max is rm3k/year. Once the tax incentive is not there (after 2021), no need to contribute.
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If not forgotten when started was free 500 for below 30, now 1k d?
For me, if income is not reaching the 19% tax category, I'd prefer Asx instead of PRS
saitong09
post Dec 4 2017, 07:17 PM

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QUOTE(nexona88 @ Dec 4 2017, 10:52 AM)
Oh cool..
Great news indeed rclxms.gif

Now everyone can top up online via portal MyASNB for kids 😊😊

Goodbye those useless agents staff giving all kind of BS excuse
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Finally MyASNB for kids smile.gif
saitong09
post Dec 5 2017, 09:35 AM

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QUOTE(popice2u @ Dec 4 2017, 08:16 PM)
I saw the dividen for ASG is not that bad except 2017

2013 - 7.1
2014 - 7.1
2015 - 7.1
2016 - 6.0
2017 - 4.5

Should dump out from ASG?
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ASG is not fix price fund, so the effective rate will be vary. Don't forget ASG got commission charged when you purchase.

This post has been edited by saitong09: Dec 5 2017, 09:43 AM
saitong09
post Dec 5 2017, 09:44 AM

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QUOTE(popice2u @ Dec 5 2017, 09:39 AM)
sell off ASG kena charged 5%? :confused:
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Charge when you purchase, sell no charge smile.gif
saitong09
post Dec 5 2017, 06:35 PM

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QUOTE(paogeh @ Dec 5 2017, 04:53 PM)
someone mentions kids accounts can be seen in myasnb ?

but i login , i still failed to see my son account .
we have to go to asnb branch to enable ?
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You need to click the "Bijak/Remaja' tab on the menu bar.
Btw, make sure your kid's account guardian is you.
saitong09
post Dec 6 2017, 06:31 PM

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QUOTE(soules83 @ Dec 6 2017, 03:39 PM)
So if I go to ASNB center, I should able to open account straight?!
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QUOTE(savvyaunty @ Dec 6 2017, 03:50 PM)
it will be easier cause the ASNB staff can see the available units while in banks they have to try their luck. Most of the time they are just reluctant to try
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I managed to open ASM & AS1M acc for my kids with 0 unit 2 months ago. Top up later when the unit available
saitong09
post Dec 6 2017, 07:45 PM

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QUOTE(veera77 @ Dec 6 2017, 06:55 PM)
thats mean without min RM100..can open?  hmm.gif 
just want to double confirm, bcoz going next week to open for my kids..otherwise i have to bring 3 kids x 3 funds x rm100 = rm900
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Yes, I opened 3 acc ASW+ASM+AS1M. Only ASW got unit but ASM and AS1M no unit, still can open without unit.
saitong09
post Dec 7 2017, 07:59 PM

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QUOTE(elea88 @ Dec 7 2017, 03:18 PM)
Just tried.. NO MORE. anyway thanks for the update.
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Have to keep trying..
saitong09
post Dec 8 2017, 06:56 PM

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QUOTE(veera77 @ Dec 8 2017, 03:52 PM)
Managed to open ASM & AS1M for all kids at ASNB...ASW no fund..will try next week

Here in ASNB, RM100 is a must to open each ASx fixed price account..

Immediately all kids akaun linked under my MyASNB under tab ‘MyBijak/MyRemaja’ at the most end.
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I did it at AmBank smile.gif
saitong09
post Dec 15 2017, 06:50 PM

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QUOTE(veera77 @ Dec 15 2017, 06:25 PM)
Its me...he he
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lol next time alert here 1st before you withdraw smile.gif
saitong09
post Dec 15 2017, 09:37 PM

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QUOTE(MGM @ Dec 15 2017, 08:04 PM)
U r joking right? Cos thousands of hunters are trying anytime.
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QUOTE(nexona88 @ Dec 15 2017, 08:51 PM)
Before u even try to grab.. Others already got it 😈😈
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He may withdraw 6 figures
so keep clicking MyASNB and try your luck lo tongue.gif

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