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 Ultimate Discussion of ASNB (47457-V)发 8ight 发, Wholly owned subsidary of PNB (38218-X)

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saitong09
post Oct 17 2017, 10:02 PM

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QUOTE(saitong09 @ Oct 17 2017, 08:25 AM)
If your loan effective rate less than 5%, then buy fix price fund
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QUOTE(Msxxyy @ Oct 17 2017, 08:51 PM)
Tumpang. Have the same question but mortgage for own stay. Should pay more for the loan or save in ASNB first?
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saitong09
post Oct 18 2017, 02:16 PM

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MyASNB today can do additional investment, thought public holiday closed?
saitong09
post Oct 20 2017, 11:48 PM

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QUOTE(mephyll @ Oct 20 2017, 02:26 PM)
Successfully open ASN 2020 yesterday at RHB Bank.
Sadly fool by the banker claimed that i can purchase other fund eg: 1malaysia via myASBN online.

1 silly question:
If next election BN lost, what will these fund happen?
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If you had opened ASW2020 fund and registered MyASNB, you can buy via MyASNB online for ASW2020 only
saitong09
post Oct 24 2017, 07:04 PM

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QUOTE(realitec @ Oct 24 2017, 04:31 PM)
Thanks. My ASNB book is at home. I can view in myasnb portal right upon registered? Does it requires and processing time? Or I can view it directly on the same day of registration.
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You may need to update your phone# before registration. Once registered can view it directly
saitong09
post Oct 24 2017, 08:05 PM

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QUOTE(realitec @ Oct 24 2017, 07:42 PM)
Yea, I am not able to view it, as i do not have register my phone# yet. Can you advise is it only can get my phone registered through branch? If by call, is it possible?
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No, you have to walk in to ASNB branch or agent bank to update
saitong09
post Oct 25 2017, 07:28 PM

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QUOTE(Jinglexo @ Oct 25 2017, 05:49 PM)
4 digit asW. Press till almost give up
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QUOTE(tonytyk @ Oct 25 2017, 06:25 PM)
Yes, at 5:21pm just now
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Maybe Jinglexo trying so hard until system suspended a while for ASW tongue.gif
saitong09
post Oct 27 2017, 07:16 PM

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Budget 2018: Special distribution 1.5B AS1M..
saitong09
post Oct 27 2017, 07:19 PM

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QUOTE(alexanderclz @ Oct 27 2017, 07:17 PM)
for Indian only?
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I think so smile.gif
saitong09
post Oct 27 2017, 10:58 PM

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QUOTE(nexona88 @ Oct 27 2017, 08:19 PM)
Yes..
Make sure the rich don't sapu all the units tongue.gif
If not, within few months sold out...

But seriously... Now I think back.. Even without the 1.5bil additional units, there's still millions available for Indians..
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millions available? what's the point of additional 1.5B tongue.gif
saitong09
post Oct 28 2017, 03:05 PM

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QUOTE(nexona88 @ Oct 28 2017, 11:29 AM)
Sorry to say..
Only child born on Jan 1 2018 onwards... Already clearly stated leh tongue.gif
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I thought until 2022 only?
saitong09
post Oct 29 2017, 10:27 AM

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QUOTE(nexona88 @ Oct 28 2017, 11:34 PM)
Hehehehe
Missed out the ending year tongue.gif

Actually those info available online.. Google only..
But some needed spoonfed shakehead.gif so what to do.. Must write detailed only can understand...
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lol should give at least rm500 la
saitong09
post Oct 29 2017, 02:25 PM

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QUOTE(nexona88 @ Oct 29 2017, 11:25 AM)
Gomen no money..
How to give rm500 leh..

Even the 200 also i have doubt whistling.gif

Anyhow let's all wait & see on Jan 2018
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QUOTE(MGM @ Oct 29 2017, 11:49 AM)
Agree, better than sspn and serves same purpose.
Money given is on paper only as can only cash out in 18 years later, BN agrees this is an election budget, and this is  just 1 of the bait.
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can see but cannot touch until 18 years sweat.gif
saitong09
post Oct 30 2017, 09:36 PM

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QUOTE(nexona88 @ Oct 30 2017, 07:16 PM)
Good for u..
Many Malaysian don't have saving after salary...
Only the yearly bonus can considered as savings blush.gif
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Yeah, most ppl paying loansss and credit card after salary sweat.gif sweat.gif
saitong09
post Nov 1 2017, 06:59 PM

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QUOTE(qin.19 @ Nov 1 2017, 03:11 PM)
hi everybody, I went to Ambank earlier to open an account.  I asked for ASW, ASM and AS1M.  However only AS1M has unit left for me to buy it.  I asked the lady, she said we're unable to topup our account, must do it at the counter? If can topup online, can teach me how to do it?
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QUOTE(nexona88 @ Nov 1 2017, 03:15 PM)
MyASNB website

Top up in real time..
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If dewasa account then MyASNB can, remaja account have to top up over the counter
saitong09
post Nov 2 2017, 09:51 PM

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QUOTE(veera77 @ Nov 2 2017, 07:29 PM)
anyone have done re-mortgage/re-finance to invest in Amanah Saham?

since there is spread of 2% between mortgage interest and amanah saham dividend...

furthermore mortage is reducing balance interest, while amanah saham is compounding interest..so the spread will increase over the year..

just came to mind this idea..please share your experience if anyone have done this..tq
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Imagine you have 100K inside Amanah saham and let it grow with yearly dividend compare to the same 100K inside mortgage loan with daily interest reducing. Amanah saham will earn you much more $$. Unless your mortgage load interest is close Amanah saham devidend then better keep inside mortgage loan.
saitong09
post Nov 3 2017, 06:30 PM

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QUOTE(elea88 @ Nov 3 2017, 04:12 PM)
Seriously? i tried twice today.. tot there is something wrong with my side..

means its normally like this everyday?
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twice a day? Sometimes I keep trying more than 30 times only can get some unit if lucky enough tongue.gif
Btw, try reduce the amount, the chances is higher smile.gif
saitong09
post Nov 3 2017, 11:40 PM

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QUOTE(elea88 @ Nov 3 2017, 06:57 PM)
Means this message is normal?

"The transaction was declined due to insufficient units available. Please try again later (068)"

Wow 30 times in a day!!!??? 

i key in 1000.. then just now try 100 also same error message.

BTW ASNB online open 9am to 6.30am is it ? Sunday included?
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Depend on your luck as well, try others hour after 10 times trying
Avoid lunch hour 12 to 2pm, lot of people going bank tongue.gif
saitong09
post Nov 4 2017, 10:13 AM

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QUOTE(veera77 @ Nov 3 2017, 11:46 PM)
If all who goes to bank during lunch...withdraw money...its good for us tongue.gif
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There are lot of uncles and aunties bringing 5 digit cash. Got 1 time the uncle in front me sapu 10k, no more unit for me tongue.gif
saitong09
post Nov 5 2017, 07:32 PM

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QUOTE(Ramjade @ Nov 5 2017, 06:10 PM)
ASNB  branch : instant
Email: few hours
Bank/post office: don't know
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I did it over the bank, updated with an hour if not mistaken and the form will be sent to ASNB later.
saitong09
post Nov 7 2017, 10:50 PM

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QUOTE(Ancient-XinG- @ Nov 7 2017, 09:13 PM)
I mean I never receive mine...  yet...
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Same to me, didn't receive any statement sad.gif

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