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 Ultimate Discussion of ASNB (47457-V)发 8ight 发, Wholly owned subsidary of PNB (38218-X)

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savvyaunty
post Aug 23 2017, 04:57 PM

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QUOTE(plumberly @ Aug 23 2017, 03:39 PM)
6.2% was my earlier estimate few months ago.

Now with the higher than expected GDP (5.7% which Ah Jib is very happy with, don't know whether the figure is with lots of smart accounting or not for the coming GE14), my revised estimate is 6.5% (assuming the GDP growth is real).

Less than 10 days to go for ASW $$$!

Hope AS1M will be even higher!
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hopefully the feel good vibe drag until ASM dividend also in March
savvyaunty
post Aug 27 2017, 03:00 PM

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QUOTE(mushigen @ Aug 26 2017, 11:44 PM)
Dear all, I'm starting to read this thread, now at Page 22  tongue.gif

Went to Maybank branch last Friday to ask how to open accounts for ASW, ASM, AS1M.. Staff informed me they cannot open account because they cannot see if there is any fund available. Advised me to open at PNB branch because they know real time of fund availability. Maybank staff then informed me that once I have an account, I can top up fund OTC as they can check whether there is any fund available. I konfius, why now can see when if there is any fund available when to open account they cannot see the funds availability.

Went to post office, told the same thing, advised to go to PNB office to open account.

Call up PNB office, was told no fund available and there are two person waiting to open account there (in other words, don't waste your time coming here)

A few questions which I hope experts here can clarify:
1. Does it mean that I have to camp at PNB office to open account, before I can do the topping up at agents? This is a problem due risk of holding too much cash as I won't know how much fund is available on that day.

2. Can I view availability of fund if I link my newly opened account to M2U and buy online? The MBB staff told me can sell online, but to top up I must do it OTC.

3. Was told by Maybank, I need to open separate accounts for ASW, ASM, AS1M. True?
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MBB all same pattern. Always find excuse to get rid of new ASx customers. Most of the time they don't even want to attempt opening the account at all ranting.gif
savvyaunty
post Aug 27 2017, 03:05 PM

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QUOTE(nexona88 @ Aug 27 2017, 02:57 PM)
Yeah, saw the news report..
Deposits growth is lower nowadays...
As usual, banks says it's non issues... But actual it's will create problems in future.. Like u said.. Time bomb ticking...

Banks tellers / staff are more pressured now.. They somehow needed to performed.. So they needed to find more deposits somehow.. But we as consumer are smarter now.. Gone the days we chase after FD promo when we could get 6% on ASx..
One unker I know withdrew his FD to dump into ASx.. The bankers tried their best to hold.. No use.. 100k gone just like that.. Bank lose tongue.gif
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Took out my FD to put in ASx also. But 4 digit amount only. Can't even qualify for most FD promo, no point park in FD when ASx got better returns
savvyaunty
post Aug 28 2017, 05:02 PM

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QUOTE(smallyfry @ Aug 28 2017, 04:58 PM)
Last week as i went to open the accounts, the banker was more interested in helping me to open ASM and ASW, apparently she wasn't keen on trying or mentioning AS1M at all. Any reason? or it is the hardest to get.
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When I open mine, the banker told me AS1M is the easiest to get
savvyaunty
post Aug 28 2017, 06:21 PM

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Can anyone else top up AS1M? trying to get some units but so weird that it's close for dividend calculation.


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savvyaunty
post Aug 28 2017, 07:21 PM

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QUOTE(theevilman1909 @ Aug 28 2017, 06:55 PM)
Only ASW is suspended for now..

AS1M Financial Date is September..
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That's what I thought also. Probably some error by ASNB
savvyaunty
post Aug 29 2017, 12:46 AM

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QUOTE(mushigen @ Aug 28 2017, 11:01 PM)
Thank you for sharing.
I was able to top up AS1M before 2pm today.
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Must be some error then. Hope they fix it before Wed so can at least top up to get sept dividend
savvyaunty
post Aug 29 2017, 01:20 PM

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QUOTE(mushigen @ Aug 29 2017, 12:17 PM)
Trying to buy AS1M now, RM100 per effort habuk pun don't have.
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today seem difficult to get AS1M. tried for 20 mins plus only manage to get 400
savvyaunty
post Aug 29 2017, 02:19 PM

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QUOTE(nexona88 @ Aug 29 2017, 02:13 PM)
So this year below 6% blink.gif
Ada berani kah! They dare to declare such low rate when GE is around the corner? bruce.gif
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probably maintain around 6% la. Wahid alrdy mention they have always been saving for rainy day in The Edge article.
savvyaunty
post Aug 29 2017, 04:24 PM

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QUOTE(mushigen @ Aug 29 2017, 04:06 PM)
Hi all, queries on the dividend calculation. I googled and understand that the minimum amount for the month is taken into account.

1. I intend to open account for ASW next week, say 5th Sept, possibly only getting RM100 by default at PNB office.
Now, if I can only top up the account on 6th Sept, does that mean my dividend calculated for Sept would be based on RM100 balance? Does it matter if I manage to top up the account to say, RM20k, by 30 Sept?

2. If my balance for ASM and AS1M is say, RM10k each on 31/8/2017, which will carry over to 1/9/2017, does it mean my dividend for these accounts will be based on RM10k regardless of how much I top them up in Sept?
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1. No dividend for Sept because the lowest balance is zero
2. Yes based on the lowest balance which is 10K unless you perform withdrawal
savvyaunty
post Aug 29 2017, 04:27 PM

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QUOTE(neo3koolio @ Aug 29 2017, 04:26 PM)
yang penting kita sambut MERDEKA dulu ... !!! finger crossed dividend payout marks a significant amount .. 6.66% as it jives with 60th year of Independence.
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can also be 6.0 since its 60 years lol.gif
savvyaunty
post Aug 30 2017, 12:31 PM

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quick search in google show most of the time dividend declared around 26-27 Aug. aiyo why this year so slow one
savvyaunty
post Aug 30 2017, 01:04 PM

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QUOTE(brianklc @ Aug 30 2017, 12:58 PM)
Those "idiots" are the ones that are going to snap up units to be released by the "sheeps".
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so many units in circulation. just try harder a bit and enter captcha all day. sure can get units one
savvyaunty
post Aug 30 2017, 04:27 PM

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don't seem like any announcement coming soon
savvyaunty
post Aug 30 2017, 04:55 PM

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coincidentally tomorrow is the 1MDB payment to IPIC due date. (just saying. no speculations - I know ASx is safe in the hands of trustees)
savvyaunty
post Aug 30 2017, 05:56 PM

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QUOTE(Ramjade @ Aug 30 2017, 05:43 PM)
Itu payment sudah made. tongue.gif
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ada lagi over 250 million. breakdown to 2 payment n extension given until tomorrow for balance. they only paid USD350 million few weeks ago.
savvyaunty
post Aug 30 2017, 09:25 PM

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QUOTE(Grevade @ Aug 30 2017, 09:17 PM)
Managed to open AS1M account ytday.
Am finding it so difficult to top up the account.
With the current drop in interest, this ASX doesnt seem that attractive anymore.
Other than the instant withdrawal option, any other reasons to still use thiss?
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even drop to 6% still win all FD rates la and best part is there's flexibility to withdraw and still get some dividend if the amount stayed in the account for a few months
savvyaunty
post Sep 5 2017, 01:47 PM

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today so easy to top up. don't even need to keep typing captcha
savvyaunty
post Sep 5 2017, 02:04 PM

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QUOTE(shakiraa @ Sep 5 2017, 01:52 PM)
sure?

tried multiple times, only able to top up twice rm2500
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yeah but mine 4 figure only la. no bullets even though got units sad.gif
savvyaunty
post Sep 5 2017, 03:19 PM

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QUOTE(nexona88 @ Sep 5 2017, 02:07 PM)
At least something auntie...
Many don't have bullets just cry inside only looking so many people top up 20k 30k like that blush.gif
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Auntie still young. hopefully ASx keep up their dividend rates for next 30 years to fund my retirement biggrin.gif

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