Oh thank u very much.
Do u put everything into this fund?

cool plan savvyaunty

PIDM i heard hv maximum limit they will insurance...i think around 250k..not sure

buying stock...nowadays need a lot of time to do homework before buying...sometimes whole weekend gone on this ...itu pun kdg2 kantoi jugak  belum lagi Bitcoin another mother of all risks 

Do u think very dangerous if I put all in Amanah Saham?
I am not good in investing

I have an enquiry. Assume I buy AS1M already rm5k in jan18. Then I withdraw all 4.9k on jun18. Then I buy ASW on jun18 also. Will I lose out jun18 dividend for AS1m? And when I withdraw , interest for jan18-jun18 will be credited pro rate for me or not?

Guys! I need some advice, I contacted the bank and they told me that I only can open account when got ppl close account. So...anyway to check whether any account is available for open?

So if I go to ASNB center, I should able to open account straight?!

ha ha..yeah...big shark with ASG and ASNx is waiting for prey...

Bro you don't ask that kind of question here. Besides RN200k is nothing to most people here. You haven't seen nothing yet.

How to get so much money?
1) save >50% of your money
- don't fall prey to lifestyle inflation (which means as your earnings increases,  your spending also increases). Your spending should remain the same even if you have increase in earnings.
- find ways to make or save money
buy things online and use cash back credit cards as you can save more + input in discount code to bring the price down lower than buying from regular store. The right card will give you rm600/year free money.
- avoid yearly apple/Samsung purchase + daily Starbucks.
It will help you save a lot and those money can be channelled into investment rather than useless item. This will help you to grow your money faster.
- avoid buying branded cars
car is a depreciating asset. You are taking loan to buy a car which means you are paying more for something which decreases in value the moment it leaves the showroom. Stick with small proton or perodua. Save your petrol cost + you pay lesser per month vs if you buy a Toyota or Honda.
- pay less taxes legally
This will put more money into your pocket. Small amount is also something.
- be brave to take risk by investing
You can't grow your wealth if you stick with FD only.

2) work your way up the corporate ladder.
- big boss are paid big bucks.

3) start your own business

Obviously step 1 is the one most people can do. But it requires high discipline.

BLURR question.

i started with Amanah Saham Wawasan 2020 early Nov.

the 0.5% per month div . .how it is given? where to check?

if emergency withdraw in December can still get div or just take back capital?

So, that i can plan how much to put into this MYASNB.

Good that you discovered this. Many people never know this until it's too late.

I have another enquiry . If I purchase AS1M on 8/12 for 5k and then I sell 4.9k on 1/3/18. I get Jan18 , Feb18 and Mar18 dividend?

Then I buy ASW on 1/3/18 , will it count from mar18 for dividend or will count from Apr18 onwards?

If shift fund, u mean forfeit one month dividend in ASIM and get ASW dividend for like few months and compound interest faster in ASW ?

hey guys.. i was planning to open asw with kosong unit and try luck online.. question.. will it be under 1 login for all account or there will be each login for each account.. say if u got all 3 account then i will have 3 logins?

I'm getting mix info on this issues..

What I know its min 100 units to open up new account.. But one fellow forummer managed to get zero balance account few months back... Later just top up at myasnb portal only..

So I'm guessing in case on case basis.. Meaning depending on staff & branch policies 😊

Ahh so its on the staff to help out..
So basically its case on case basis..
Just hope the fellow don't get into trouble because officially u cannot do such thing...

Sometimes i feel parent didn’t do their part in teaching their kids on personal financing.

I think all parent should buy ‘Rich Dad Poor Dad’ book and gift to their kids once they reach age 18.

Or just download e-book in pdf and send them via Whatapps

I'm 29 this year with 5k saving.is it too late. Not bankrupt yet.

Glad I never fall into any YOLO trap. Steady since my school days. Rich dad, poor dad and Gen-X was my mentor.