This is too much bro, stop telling your brain that you're wealthy enough to endure and pay all loan.
Go get apk for restructuring, obviously you are covering loan with loan, this won't solve your problem.

settle with loan shark first and downgrade other commitment, accept the fact that you're fail, no need to send kids to expensive kindergarten

wish you will not losing your job.. best of luck

This post has been edited by xixo_12: Jan 12 2017, 04:25 PM