Jan 12 2017, 10:33 AM
QUOTE(remy_tailo @ Jan 12 2017, 10:23 AM)
surviving bro..
when u married..and you dont want to susahkan your parents..you move out to find new house.
when ur wife pregnant..need parents (esp her mom) but she passed away 1mon before..need to cash/hire confirment lady
when ur wife pregnant 2nd time (after 2yrs gap)..then urself been fired from job..and jobless for 3 months..monthly paymnet car etc?credit card
keep continuing.
nowdays relatives mind their own business..if do help,, they will keep repeating and told whole world about their helpling..indebt etc
I seriously think this is not the case bro. I am married too, so I understand all your problems.when u married..and you dont want to susahkan your parents..you move out to find new house.
when ur wife pregnant..need parents (esp her mom) but she passed away 1mon before..need to cash/hire confirment lady
when ur wife pregnant 2nd time (after 2yrs gap)..then urself been fired from job..and jobless for 3 months..monthly paymnet car etc?credit card
keep continuing.
nowdays relatives mind their own business..if do help,, they will keep repeating and told whole world about their helpling..indebt etc
But seriously, for a guy who works at banking sector, you suck so much at planning your finance. I mean, just look at your car, I can deduce you are the type of person that doesnt want to drive Malaysian car, am I right?
You should have a planning, and think for long term. You should also have saving in case anything (like you mentioned) happens. I know it is easier said than done, but hey, you dont want to keep going down this road.
My serious advise:
1) just go to AKPK. I doubt any financial institutions could help you now.
2) Seriously downgrade your life. And start saving. Just because you earn 8k, you dont have to live like you earn 8k! Learn to live like you just started working, for example? And your wife must support you in this. By support I mean she must be willing to downgrade her lifestyle too.
3) Find a financial planner who could help you to plan your finance. Search someone like Alwi Adam or Afyan Rawi on FB.
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