1. Annual Income: 70k

2. Free Lifetime Annual Fee: Yes (cards that can be waived if hit certain criteria also can)

3. Card required for: Petrol, Groceries, Utilities, Online - Cash back card, reward cards are also okay if their points are acceptable

4. Existing credit cards (if any):
i) MBB 2 Card
ii) Citibank Cash Back - will be canceling it soon due to annual fee

5. Interest in CC from: Any

Thank You!