1. Annual Income: RM36K to RM42K

2. Free Lifetime Annual Fee: Preferrably

3. Card required for: Bills, Shopping, overseas transactions

4. Existing credit cards (if any): No

5. Interested in CC from: Currently looking at SC platinum, HSBC platinum. Others also acceptable if the branch location is not far from house

6. Others: I am planning to have credit card as backup when I make overseas transactions.

This post has been edited by wenzhenzhen: Feb 28 2017, 01:15 PM