Thanks. will check barcelona. thinking of PB visa signature.

A lot of bank no longer count JOMPAY for cash back entitlement, but you can try credit card under AEON, there is 2% cash back via online bill payment.

Hello everyone.
Checking is there any card that has higher cashback than HLB Essential which only gives 0.4% cashback. Am looking for Essential credit card replacement for NON-Grocery, petrol, online, dining category items.

Currently i have Maybank Amex and Barcelona card but Amex 5% is only on weekend (with RM50 cap) while Barcelona 2% also RM50 cap. 

Thank you

with reference to this PBB with contactless 5% CB / RM30 cap, if i link this card to my samsung pay, then i make payment with samsung pay, will it be considered as contactless transactions?

Not sure if maybank allow cancel of mastercard and letting you to keep the Amex.

Maybank FC Barcelona definitely is a good CB card for anything that your other CC doesn't have CB since it's giving 2% CB / RM50 cap on almost everything. You should get it before May to benefits from the May and Aug 10% CB / RM100 cap.

Another recommendation is PBB Quantum which comes with 2 cards, 1 has online transaction 5% CB / RM30 cap and another 1 has contactless 5% CB / RM30 cap.

This combination should keep you busy collecting cashback for the rest of the year. 

Just in case anyone wish to get the alliance business card, yes it is indeed for businessman but with certain conditions in order to apply it. I can't get it as it requires you to take their facilities such as OD or PLoans. My bad.

Ya, indeed Barcelona better than essential. Will look into it again since i cant get the alliance business card.     

1. Annual Income: RM120K to RM200K

2. Free Lifetime Annual Fee: Free if possible, if not able to waive on usage

3. Card required for: Online Transaction, dine-In, cosmetic product

4. Existing credit cards (if any): No, first time to apply for credit card, using debit card now only

5. Interested in CC from: Saw Standard Charted JustOne Platinum and Citibank Cashback Mastercard, I am not sure whether is good to apply

6. Others: Spend a lot on Grab & Taobao (few K/mth), Dine-In, Cosmetic Product (Walk-in normally).