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Credit Cards Recommendation for Credit Cards V4, Please post according to Format stated

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victorian
post Apr 25 2020, 09:01 PM

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Just received my HSBC credit card, can anyone advise me on the follow question?

1. If I use my card online to buy something, how fast will it be reflected in my statement

2. Can I pay off immediately using my maybank account?

3. How is the process of paying off the loan be? I just transfer to my HSBC cc account?

Thanks!
victorian
post Oct 28 2020, 02:23 PM

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Any credit card that offers 0% cash advance ?
victorian
post Dec 2 2020, 10:31 AM

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QUOTE(adele123 @ Dec 2 2020, 09:25 AM)
Maybank 2 premier. Get MU visa inifinite along with amex when you apply.
My vote goes to pb quantum. The petrol part is abit tricky may need another medium like ewallet to enjoy additional cashback.

Pb quantum reload to tng ewallet, ewallet pay petrol. Or unlesss got way to wave petrol.

Qunatum visa can use for dine in if >rm30, just remember to wave.
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Quantum visa must wave? How about for big ticket items that is more than rm250? I remember there is a limit on paywave transaction right
victorian
post Jan 3 2022, 05:01 PM

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QUOTE(easontan0111 @ Jan 3 2022, 10:40 AM)
1. Annual Income: RM120K to RM200K

2. Free Lifetime Annual Fee: Free if possible, if not able to waive on usage

3. Card required for: Online Transaction, dine-In, cosmetic product

4. Existing credit cards (if any): No, first time to apply for credit card, using debit card now only

5. Interested in CC from: Saw Standard Charted JustOne Platinum and Citibank Cashback Mastercard, I am not sure whether is good to apply

6. Others: Spend a lot on Grab & Taobao (few K/mth), Dine-In, Cosmetic Product (Walk-in normally).
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Grab MasterCard
victorian
post Sep 26 2022, 09:20 PM

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QUOTE(adamhzm90 @ Sep 26 2022, 11:27 AM)
maybank got any card that get at least 3% cash back for ewallet reload?
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QUOTE(cybpsych @ Sep 26 2022, 04:30 PM)
no need hope la

only card give cb: mbb grab -> grabpay only. even that, dont think as high as 3% return.

user posted image
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Mbb grab can give more than 3% if you know what to do
victorian
post Dec 8 2024, 05:57 PM

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QUOTE(lin00b @ Dec 7 2024, 11:14 PM)
1. Annual Income: 150k+

2. Free Lifetime Annual Fee: either no annual fee or auto waiver on meeting criteria. non-waivable annual fees or manual waiver application is a dealbreaker.

3. Card required for: CASHBACK in my main consideration.
Main Categories of spend
Petrol,
Grocery,
Dining,
Grab,
E wallet,
Utilities,
Insurance
airasia tickets .

4. Existing credit cards (if any): Maybank Amex Platinum (weekend only restriction is becoming a hassle, merchant acceptance is still not as wide as i hope after years of sticking with it)

5. Interested in CC from: RHB shell, CIMB Petronas Inifinite

6. Others: i would prefer to only carry one card out for grocery and dining. the other categories should be able to load up to apps and pay from there.
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UOB One, CIMB Petronas, Maybank M2, RHB Shell, Alliance VI

QUOTE(fongolao @ Dec 8 2024, 04:02 PM)
Hi all sifus, I need recommendation and confirmation, tqtq

1. Annual Income: 90k

2. Free Lifetime Annual Fee: Free / Auto-waiver

3. Card required for: CASHBACK

Current Spending
Petrol = 800 Petronas (100 covered by UOB One Classic, balance 700)
Grocery = 100 (100 covered by UOB One Classic)
Dining = 100 (100 covered by UOB One Classic)
Grab = 100 (100 covered by UOB One Classic)
TNG = 1000 
Utilities = 100 Umobile
Insurance = 200

4. Existing credit cards (if any):
UOB One Classic

5. Interested in CC from:
some of my own ideas after researching
A. Maybank Islamic Petronas Ikhwan Platinum - 8% cb petronas, no min. spend
- to cover for petrol, weekend spending 625 get 50 capped cb? (link to setel cardterus)
- does this cc confirm give 8x treatpoints for spending on weekend/ 5x for weekdays?

6. Others: Any suggestion for my TNG, utilities, insurance spending?
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RHB Shell should cover all
victorian
post Jan 16 2025, 10:56 AM

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QUOTE(RetroMayday @ Jan 16 2025, 10:54 AM)
1. Annual Income: >RM50K

2. Free Lifetime Annual Fee: Yes

3. Card required for: Cashback, online spending, petrol, dining

4. Existing credit cards (if any): PB-i Visa, PB Quantum Visa

5. Interested in CC from: UOB One

6. Others: Suggestions for CC cashback higher than PB's
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UOB One, RHB Shell, CIMB Petronas Infinite/Platinum, Amex Gold 2, Amex Ikhwan, UOB Evol, Alliance Visa Signature, Alliance Visa Infinite

 

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