QUOTE(lin00b @ Dec 7 2024, 11:14 PM)
1. Annual Income: 150k+
2. Free Lifetime Annual Fee: either no annual fee or auto waiver on meeting criteria. non-waivable annual fees or manual waiver application is a dealbreaker.
3. Card required for: CASHBACK in my main consideration.
Main Categories of spend
Petrol,
Grocery,
Dining,
Grab,
E wallet,
Utilities,
Insurance
airasia tickets .
4. Existing credit cards (if any): Maybank Amex Platinum (weekend only restriction is becoming a hassle, merchant acceptance is still not as wide as i hope after years of sticking with it)
5. Interested in CC from: RHB shell, CIMB Petronas Inifinite
6. Others: i would prefer to only carry one card out for grocery and dining. the other categories should be able to load up to apps and pay from there.
UOB One, CIMB Petronas, Maybank M2, RHB Shell, Alliance VI
QUOTE(fongolao @ Dec 8 2024, 04:02 PM)
Hi all sifus, I need recommendation and confirmation, tqtq
1. Annual Income: 90k
2. Free Lifetime Annual Fee: Free / Auto-waiver
3. Card required for: CASHBACK
Current Spending
Petrol = 800 Petronas (100 covered by UOB One Classic, balance 700)
Grocery = 100 (100 covered by UOB One Classic)
Dining = 100 (100 covered by UOB One Classic)
Grab = 100 (100 covered by UOB One Classic)
TNG = 1000
Utilities = 100 Umobile
Insurance = 200
4. Existing credit cards (if any):
UOB One Classic
5. Interested in CC from:
some of my own ideas after researching
A. Maybank Islamic Petronas Ikhwan Platinum - 8% cb petronas, no min. spend
- to cover for petrol, weekend spending 625 get 50 capped cb? (link to setel cardterus)
- does this cc confirm give 8x treatpoints for spending on weekend/ 5x for weekdays?
6. Others: Any suggestion for my TNG, utilities, insurance spending?
RHB Shell should cover all