PBB Visa Signature - 6% CB on Groceries, Dining, Online Spend + 3 x Complimentary Access to Plaza Premium Lounge Malaysia  It's a Lifetime Fee Waiver Card with 12x Swipes p.a.

AmBank VISA Infinite Card /AmBank World MasterCard (Income Requirement: RM120K p.a) 
• 5X AmBonus Points for overseas spend. The reward of 5X AmBonus Points is only applicable to card transactions outside Malaysia.
• All online transactions are not entitled to 5X AmBonus Points regardless the country the Cardmember is in.
• Free-For-Life, NO conditions attached
• Unlimited lounge access without condition 
• Complimentary Hilton Premium Club Membership Card
(Note: Membership is automatically renewed annually with just a min retail usage of RM30,000)
• Air Miles Frequent Flyer / Travel Reward Programs with over 50 airlines partners. (Note: 5,000 AmBonus points = 1,000 Air Miles)

http://www.ambank.com.my/eng/cards/visainfinite

AmBank VISA Infinite Card /AmBank World MasterCard (Income Requirement: RM120K p.a) 
• Free-For-Life, NO conditions attached
• Unlimited lounge access without condition 
• Complimentary Hilton Premium Club Membership Card
(Note: Membership is automatically renewed annually with just a min retail usage of RM30,000)
• Air Miles Frequent Flyer / Travel Reward Programs (Note: 5,000 AmBonus points = 1,000 Air Miles)
http://www.ambank.com.my/eng/cards/visainfinite

the people get This Card becos it's FREE for Life with No AF +Unlimited  PPL access from Various location with No condition attached... it's more like a Pure Air-miles CC to the cardholder. As we know most the Air-miles  Earning + PPL Access Privileges  credit card may come with an Annual Fee like  more than $600 a year & with limited Choice of PPL Access https://www.ambank.com.my/ambank/Documents/...stofAirport.pdf

Maybank 2 Cards (Good with PTPTN)
* It's Lifetime Waiver NO Annual Fee on Treats-Point (Basis), with 3 Years Lifespan Period
* 5x Treats-Points for every Ringgit spent on Maybankard 2 Amex and 1x Treats Point on MasterCard / Visa Card Maybankard 2 Card.
* 5% Weekend Cashback when spend on Maybank2 Amex, CB capped at RM50 per customer (including Supp Card member) per month.

Maybank 2 Card is more like a multi-purpose General CC which we can...
Convert the Treats Point for Shopping Voucher or Enrich Air Miles Redemption even though the Treats Point come with (3) Years Expiry Period

You can Accumulate/Earn More Rewards Point even Faster: 1x/ 2x / 5X Treats point + 5% Cash-Back from Weekends Spend with Maybank 2Cards (Amex) for Every RM1 Spent. Do Use the Treats Point on Shopping Voucher Redemption Even Use it for MAS Enrich Air Miles Redemption. (5X Tp = 1.25% CB) or Standard On-Spot Redemption Conversion: 400 TPs = RM1 or 10,000 Treats Points = 1000 Enrich Mile (Effective 1 March 2015). So with RM1 = 5x TP, it works out to RM2 spent = 1 Enrich Mile for the Enrich Miles Conversion

So, Why not  get BOTH CARDS...

Maybank 2Cards + PBB Visa Signature = the Best Combo
If tak dapat PBB VS baru take Quantum Cards