1. Annual Income (this one including ot / allowance ka??): then if include will be 42k - 48k. If basic only 24k

2. Free Lifetime Annual Fee: A must. Minimum swipe per year is also okay, no problem

3. Card required for: Petrol, Cash Back/Rebate, Free entry to airport lounge if possible. 0% installment plan too if possible

4. Existing credit cards (if any): -

5. Interested in CC from: Maybank (my salary bank) or any other bank that will easily approved my application. Aeon card not bad ?? 🤣

Haha. I applied online thru maybank2u. Uploaded my ic and latest payslip showing 4.1k salary include ot & allowance.

40 minutes later received email my application is unsuccessful / rejected. Pity me.

Then i checked my ctos report. Got 580 for ctos score. Got a car loan and ptptn loan. Always paid on time. All 0. But maybe i just worked for 9 months la. This is my 1st job.

Feel frustrated my application was rejected after 40minutes of application. Malu weh. So sad

Any other bank / credit card that is so easy to apply like maybank2u? Just fill in the application online, submit document, 40minutes later received the status.

I dont really like to receive call from agent or go to the counter / booth or apply manually. I want to apply online for the ease at my finger.

Can re-apply again at the card centre? I mean, no need to wait after 6 months?

Thanks.

Any other banks offer fully online application like maybank2u??

I will apply thru ringgitplus then. Got free juicer if approved. Just try my luck 😁😁

Already apply thru ringgitplus. Then wait for their email ka to submit documents and poslaju to them?

Also received this message around 6pm today.
RM0.00 Maybankard:We regret to inform that we are unable to accede to your card application. Thank you for your interest shown.

This one my application thru maybank2u or ringgitplus??