Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards Recommendation for Credit Cards V4, Please post according to Format stated
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 Feb 6 2017, 10:11 AM
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#1
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Senior Member
11,096 posts Joined: Feb 2011 From: Your kokoro   
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Annual Income: RM30K to RM36K
Free Lifetime Annual Fee: Prefer can be waived. Card required for: Mainly refueling use only, very less groceries and purchases Existing credit cards (if any): Never had CC Interested in CC from: UOB. Other banks are welcomed as well to see if it fits my needs. This post has been edited by raymondtong94: Feb 6 2017, 10:13 AM |
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Feb 17 2017, 05:20 PM
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#2
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Senior Member
11,096 posts Joined: Feb 2011 From: Your kokoro
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QUOTE(fly126 @ Feb 17 2017, 12:39 PM) Ya, Try to get a Basic CC from the bank of your salary credit into... becos of they got your salary transaction info& maybe not too Stingy to approve their Credit Card to you. Yeah, thank you for the advises. Will build up my credit first.You can own a basic credit card to Build up your Credit History 1st, the Card like CIMB CR or MBB Ikhwan MC quite a decent Card for a NewB like U becos of it's Free for Life no worry with Annual fee. Other cards u can consider HLB Essential, HLB Mach AF waiver with 12x swipes p.a only. After that, your may get 2nd CC & it can be something that offers extra benefits based on your lifestyle and spending habits like, UOB One or Citibank CB Card.   |
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