1. Annual Income: RM48k

2. Free Lifetime Annual Fee: Yes

3. Card required for: Cashback, online transaction, groceries, bills, lazada/shopee etc. installments.

4. Existing credit cards (if any): Nil.

5. Interested in CC from: n/a

6. Others: Just started working. Please recommend if any bank accept one month payslip

Hi all, can anyone recommend the best starting credit card for me?

1. Annual Income: 48k / 72k if include variable income (prefer to use 48k income for less hassle bank application)

2. Free Lifetime Annual Fee: Yes

3. Card required for: Cashback / online shopping / utilities

4. Existing credit cards (if any): N/A

5. Interested in CC from: MB or PB

6. Others: If possible, any card which I can just use at petrol pump without going to counter. Also need a supplementary card for wife as well.

I've been following this thread for quite a while, I remembered MBB 2Card was always been recommended but it seems it seldom being mentioned nowadays. Any reason?