hello,
would like to ask if anyone is using Citi Simplicity Mastercard? or, would you recommend this card?

the replies from you guys here are really helpful - after reading them, i know which card is suitable for me and went ahead to apply them

so, thank you!

this citybank simplisity however only gets mentioned 3 times in this thread, i wonder why, the 10% cb looks ok, did i miss something in the t&c?