1. Annual Income: RM100K to RM150K

2. Free Lifetime Annual Fee: If can be waived then no issue

3. Card required for: Cashback
Groceries
Online spending
Ewallet
Petrol - least priority

4. Existing credit cards (if any): None

5. Interested in CC from: Alliance Visa Signature for all in one, but CB is low

6. Others: Just need a daily driver for lifestyle spending.

Hi guys need some help since my main RHB Shell is nerfed:

1. Annual Income: RM120k

2. Free Lifetime Annual Fee: waived or waiveable

3. Card required for:
Mostly for groceries >RM 1500 monthly
Online shopping >RM 1000
E-wallet >RM 300
Fuel >RM 300, but may be lower on certain periods

4. Existing credit cards (if any):
1. RHB VS
2. RHB Shell

5. Interested in CC from: Any but now eyeing CIMBs.

6. Others:
NA

Main goal: Just need another CC to main for Cashback for groceries, online shopping, SPayLater, and fuel. Prefer not to be tied to weekends only because of my work schedule

This post has been edited by nekkidgramma: Jul 13 2025, 07:39 PM