Hello,

Please recommend good credit cards based on the following questionnaires.

1. Annual Income: >500K MYR
2. Free Lifetime Annual Fee: Optional, will be waived automatically most likely
3. Card required for: Air Miles (Etihad Guest, Enrich, KrisFlyer - based on preference), Insurance, FX retail and restaurant.
4. Existing credit cards (if any): RHB Rewards-i
5. Interested in CC from: Any
6. Others: 90% spending in foreign currency (AED, SAR, OMR, JOD, EUR), on average 300K MYR equivalent. Local MYR transaction in average RM10,000/month primarily for insurance/takaful. Based on my survey, top CC so far would be CIMB Travel World Elite, AmBank Enrich Visa Infinite and UOB PRVI Miles Elite.

I'm not a fan of RHB new rewards schema so trying to find other options.
Appreciate your feedback and recommendation if I missed any.

Thank you.