QUOTE(ClarenceT @ Aug 3 2023, 10:09 AM)
You can use your existing Maybank M2 Amex to buy TNG PIN at Lazada from Monday-Friday, 5x Treatpoints equivalent to 1% (500 TP = RM1 at on-the-spot redemption outlets eg Parkson, Mydin, SenQ, Alpro etc). Then use TNG wallet (In app services, Visa, Duitnow QR, Jompay) to pay TNB, insurance, dining and groceries etc.
Obviously business related expenses or pay on behalf of extended family.
oh wow!!! buying TnG reload pin sounds like a good idea. Didn't know that work.

thanks for the great idea.
By the way, im looking for a CC that is free annual fee and free access to premium lounge. Is the PBB CC the best choice now?
I did consider HSBC visa signature, but need to spend the minimum to get the annual fees waived, i am afraid that i might forget about it.
Currently am using: Maybank Grab Card + CIMB E-Card because free annual fees and Grab Card i have way too many points and can't give up anymore. lol.