1. Annual Income: RM24K to RM28K

2. Free Lifetime Annual Fee: Yes or waive with swipes

3. Card required for: Petrol, Utilities, Cash Back/Rebate, General expenses.

4. Existing credit cards (if any): Nil.

5. Interested in CC from: Any

6. Others: I'm looking for a CC to build my credit score (too clean >.<), since I have no any other commitments. Got rejected by CIMB cash back, Allianze, and AmBank because 'no other cards or loan before' >.< Any suggestion is much appreciated. Thank you!

This post has been edited by mchuey: Jun 9 2018, 08:20 PM

Hmm who to contact or talk to in order to pledge fd? But then again Maybank 2 cards need 36k annual income, right?

Thank you! Will try that! Didn't know can pledge FD for Cc. Wasted a lot of time trying to apply.

Noted. I read somewhere that for Maybankard 2 the pledging amount is 3k FD. Anyone has any experience before?

I happened to walk pass BSN last weekend and spoke to an officer there and told her about how my credit card application got rejected because my credit score is too clean and has got no other commitments, and then also asked her what's the minimum FD pledge to apply for a credit card with BSN. She laughed and said since my salary is above the min requirement there is no need to pledge, and asked me to bring over my payslip and she'll apply for me.

Since my purpose is to build my credit score, I think I'll just give it a last try and see if it works before pledging FD, haha.

Btw I called up Maybank. Ya the min pledge amount is 5k.

This post has been edited by mchuey: Jun 11 2018, 09:43 AM