for Maybankard 2 Cards, do we need to use both cards equally or we can just use one card (abandon the other one)?

1. Annual Income: 65k

2. Free Lifetime Annual Fee: waive with swipe/yes

3. Card(s) required for: petrol/groceries, dining (food), tgv cinema, Internet bill, electrical appliances/home stuff (for new home)

4. Existing credit cards (if any): HSBC amanah  (poor cash back below rm 2000) and public bank AIA  (monthly insurance)

5. Interested in CC from: any

6. Others:  don't mind having two more cards which suits different needs. For points/cashback whichever worth

Thank u

1. Annual Income: 100k+

2. Free Lifetime Annual Fee: waive with swipe or free

3. Card required for: Overseas purchase, airlines, shopping, etc

4. Existing credit cards (if any): Maybank 2card, HLB Esssential, CIMB Cash Rebate Plat, CIMB Enrich, UOB One Card

5. Interested in CC from: any

6. Others:  I have existing MBB Amex 2card for weekend purchases already, thinking what else can provide better CB & points conversion. Also looking for one card that has good miles conversion, and another for lounge access in airports.

Thank you sifus.

Which card and bank could be tried to apply if income less than 20k?