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Credit Cards Recommendation for Credit Cards V4, Please post according to Format stated

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lawsh
post Mar 29 2018, 02:06 PM

Cikurity
*******
Senior Member
6,788 posts

Joined: Jan 2003
From: KL
1. Annual Income: >100k

2. Free Lifetime Annual Fee: Preferably no

3. Card required for: MOST important, unlimited cashback for foreign currency transactions. Secondary PPL access

4. Existing credit cards (if any): too many, M2C, PBB VS, PBB Quantum, UOB 1, barcelona, etc

5. Interested in CC from: no preference

6. Others: signing up can get free gifts e.g. travel luggage. this card will be mainly used for my company travels
lawsh
post Mar 29 2018, 02:58 PM

Cikurity
*******
Senior Member
6,788 posts

Joined: Jan 2003
From: KL
QUOTE(fly126 @ Mar 29 2018, 02:52 PM)
user posted image

Citi Business Platinum Card
* Unlimited 1.2% CASH BACK on overseas spend
* Unlimited 0.5% CASH BACK on local spend (excluding petrol and government charges)

https://www.citibank.com.my/accope/index.ht...CCI9YENSGRRCAAN

https://www.citibank.com.my/english/docs/fo...CCIBFENSGRRCAAN
*
QUOTE(from the website)
Designed for business owners.
As a business owner, we know what it takes to build your business and turn your dreams into reality. Recognising this, we welcome you to discover the Citi Business Platinum Card, designed specifically for business owners like you. With it, you will enjoy exclusive benefits and privileges no matter where you are.


the application cannot proceed after i key in my details as an existing customer, i am suspecting the above statement hmm.gif
lawsh
post Mar 29 2018, 03:09 PM

Cikurity
*******
Senior Member
6,788 posts

Joined: Jan 2003
From: KL
QUOTE(fly126 @ Mar 29 2018, 03:02 PM)
have you tried on both links I give...? blink.gif  hmm.gif
*
QUOTE(from citi website @ your second link)
*Indicates required fields.
^Applicable for Tokio Marine’s General Insurance premium payment via Citi’s payment channel only.
i don't have tokio marine insurance

This post has been edited by lawsh: Mar 29 2018, 03:11 PM
lawsh
post Mar 29 2018, 03:43 PM

Cikurity
*******
Senior Member
6,788 posts

Joined: Jan 2003
From: KL
QUOTE(fly126 @ Mar 29 2018, 03:31 PM)
Oops, My Bad...  doh.gif
How About American Express Cash Back Gold Credit Card, IF You don't mind to pay the AF...? whistling.gif
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cheers no worries, i have been looking around for quite some time already
today just read about this centurion also, so i just thought if i can ask for other recommendations. do you know if is there a restriction on how many cards a person can hold from a bank? i already have 2 card products with them (M2C and barcelona)
previously i was using CIMB visa infinite but terms just changed on 13/3 mad.gif

citibank live chat still no answer after 30 minutes of waiting for an answer if the application requires me to be a business owner doh.gif
lawsh
post Sep 17 2025, 05:05 PM

Cikurity
*******
Senior Member
6,788 posts

Joined: Jan 2003
From: KL
QUOTE(ideaplus @ Aug 28 2025, 01:28 PM)
I might suggest you as listed below for CB, which I think you might prefer CB since you have MBB 2 Amex Platinum

Bank Islam Platinum
3% Cash Back for monthly spend from RM500 to RM1,499.99 for Online, Auto Billings, Grocery and Dining
You need to spend RM1000, then you can get the maximum of RM30/month
If your insurance is under Auto debit, it's eligible for the CB (which I tested, Great Eastern is eligible)

Affin Duo
More or less same like Bank Islam Platinum, but sorry to informed that you can't just activate Visa only.

Alliance Visa Signature
Spend RM3000 and you will get RM55.50/month. Quite easy for those lazy to think about the categories.
*
actually you can just activate the visa cards of both duo and duo+, i did that since the first day i got the cards

i didn't see it disallowed in the T&C for Alliance VS, reload into ewallet is applicable for cashback as well?

 

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