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Credit Cards Recommendation for Credit Cards V4, Please post according to Format stated
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kilazilla
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 Jul 16 2017, 12:47 PM
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Getting Started
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Hi...
1. Annual Income: RM60K to RM100K
2. Free Lifetime Annual Fee: yes
3. Card required for: List all your needs. Free LCCT Lounge Access, Paying for Air flights
4. Existing credit cards (if any): Maybank2 card and Ikhwan
5. Interested in CC from:
6. Others: Need to fly every few months and noticed airasia charges RM16 for CC transaction. Will the Airasia mastercard worth to apply to save on this amount?
Thank you.
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kilazilla
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May 7 2024, 06:51 PM
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Getting Started
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1. Annual Income: RM100K to RM150K
2. Free Lifetime Annual Fee: No
3. Card required for: Overseas Transactions, Lounge Access , AirMiles,
4. Existing credit cards (if any): Maybank2 Platinum, UOB One.
5. Interested in CC from:
6. Others: Going to overseas for about a year. Thus will be using CC for daily expenses eg groceries, dining. Might be using the Wise debit card as well. Lounge access will be good as well as might be travelling 3-4x in a year.
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kilazilla
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May 9 2024, 06:49 PM
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Getting Started
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QUOTE(tzxsean @ May 8 2024, 11:00 PM) QUOTE(aurora97 @ May 9 2024, 12:10 PM) Couple of questions to consider: 1. For AirMiles, which do you prefer to collect: Enirch, AirMiles or KrisFlyer? 2. Lounge Access: I am not touching on the number of times that you can enter into a lounge but rather the coverage. Do you have certain countries that you fly to regularly, do you mind if the lounge coverage is ASIA only or do you prefer worldwide availability because you are a heavy traveler and you don't know where your next destination might be? 3. 1% mark up on overseas spend Most card have this but certain premium cards waive this. Example: CIMB Travel World Elite Credit Card does not have additional mark up on foreign spend. (min income 250K) thank you. while in malaysia, will mostly fly using MAS so i guess enrich points better. flying to taiwan and us for this 1 year period. so i think the uob lounge access have more options. |
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