1. Annual Income: RM24K to RM30K

2. Free Lifetime Annual Fee: Yes

3. Card required for: Petrol, Overseas Transactions

4. Existing credit cards (if any): Nil.

5. Interested in CC from: Anything also can

6. Others: I never applied for any credit card before as i do not have any need of it,but i am going to the US next few months and hotels and rental cars only accept credit card. thus my main focus now only to pay for my overseas transaction, but after that maybe can use to pay for petrol only

This post has been edited by kapalterbang_737: Feb 10 2017, 11:42 AM

Hi, asking on behalf of my brother. Wanted to apply for Credit Card for credit score/backup only

1. Annual Income: RM36K

2. Free Lifetime Annual Fee: No, but if have then better

3. Card required for: Not specific, just need it for credit record for future car/house loan application, and maybe for emergency purpose.

4. Existing credit cards (if any): Nill, this is the 1st

5. Interested in CC from: Any banks, easier to approve is better

6. Others: His intention to apply for credit card is solely for credit record, so no specific requirement like cashback etc. As long as approve should be OK. He tried applying through CIMB Clicks before but rejected so wanted to try for other banks. He do not have any loans at all, PTPTN also clear. He do not have any EPF though, as he is working on his own. Will it affect application?

Thanks!

This post has been edited by kapalterbang_737: Jun 15 2020, 01:08 PM

His income is RM3K per month after deductions..

Thanks, meaning need to submit Form B together? If not bank won’t approve?