Alliance Bank Visa Signature. You can easily reach the RM 2,001 to RM 3,000 spending monthly anyway, so why so care about the min spend? If you are a big spender, you can automatically cross into 0.25% category, higher a bit compares to other banks that offer unlimited cashback.
CASHBACK CATEGORY CASHBACK RATE MONTHLY CAP SPEND
Online Shopping, Groceries, Dining, Petrol, Utilities & Other Retail Spends 0.05% uncapped from RM1up to RM1,000 monthly
Online Shopping, Groceries, Dining, Petrol, Utilities & Other Retail Spends 0.5% uncapped from RM1,001up to RM2,000 monthly
Online Shopping, Groceries, Dining, Petrol, Utilities & Other Retail Spends 5% uncapped from RM2,001up to RM3,000 monthly
Online Shopping, Groceries, Dining, Petrol, Utilities & Other Retail Spends 0.25% uncapped from RM3,001 or above monthly