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Credit Cards Recommendation for Credit Cards V4, Please post according to Format stated

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jutamind
post May 25 2019, 09:09 PM

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Any recent/active promotion for oversea spending especially for cash back? I'm currently holding Maybank Barcelona, HLB Wise, PB VS Signature and Stanchart Liverpool cards.

Appreciate your feedback. Thanks
jutamind
post Sep 11 2021, 08:59 PM

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Looking for credit card (with annual fee waiver) for petrol (preferably not tied to a petrol brand) to be used on self service kiosk.

Currently using HLB Wise for petrol but used up quota easily.
jutamind
post Feb 7 2022, 08:38 AM

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Is this 3x wave reset per day limit or cumulative limit?

QUOTE(cybpsych @ Dec 24 2021, 07:14 PM)
yes quite good. only annoyance is 3x wave then must reset with pin. no automatic reset.

where do u do wave frequently? general shops? grocery? departmental? f&b?
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jutamind
post Feb 7 2022, 09:08 PM

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Any good Cashback card for dining? Already have PB VS and Quantum MC
jutamind
post Feb 8 2022, 09:06 PM

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Sounds like no good choices of free annual fee dining cards out there

QUOTE(Toku @ Feb 8 2022, 01:40 PM)
Maybank 2 Card's Amex card for weekend dining.
UOB Yolo, Aeon Gold Visa if you don't mind the annual fee.
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jutamind
post Oct 23 2022, 03:00 PM

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1. Annual Income: RM130k

2. Free Lifetime Annual Fee: a must for this or at least can be waived

3. Card required for: max cashback % entitled for ewallet top up only

4. Existing credit cards (if any): Affin Duo, UOB One, Citi Cashback

5. Interested in CC from: Any

6. Others: Top up eWallet can be entitled for cashback is a must
jutamind
post Feb 11 2025, 07:54 PM

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Can anyone confirm whether there's CB for insurance auto bill if using Bank Islam Visa card?

QUOTE(ideaplus @ Feb 4 2025, 01:00 PM)
Bank Islam Visa Platinum seems nice, and no see any insurance in the excluded list, so maybe insurance still eligible for the cash back. Thanks for the recommendation.
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jutamind
post Mar 7 2025, 09:00 PM

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Does Bank Islam Visa Platinum gets cashback for ewallet top up?

QUOTE(ideaplus @ Mar 7 2025, 08:36 AM)
Sure, I shall update once I get the status.
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jutamind
post Mar 8 2025, 07:08 PM

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If you have received your card, maybe can test out and let us know. Thanks

QUOTE(ideaplus @ Mar 8 2025, 02:35 PM)
Not sure, maybe since e-wallet can be categorized as "Online" either
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jutamind
post Mar 29 2025, 10:00 AM

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I applied since 3 Mar and until now still no news. Check eCCRIS status still outstanding. Really speechless on the speed of approval for Bank Islam credit card

QUOTE(ideaplus @ Mar 7 2025, 08:45 AM)
I applied and received a call from the Bank another day.
After I submit all required documents, the bank needs to verify my employment status.
The whole process from applying until the card is ready for collection, which is roughly 7-10 days.
But I have been informed I need to walk in to collect and need to do biometric verification as well.
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jutamind
post Jun 5 2025, 07:33 PM

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Anyone managed to get cashback for insurance auto debit under Auto Billing category for Bank Islam Visa Platinum Credit Card?
jutamind
post Jun 5 2025, 08:05 PM

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ideaplus is the cashback for this card based on statement month or calendar month cycle?

QUOTE(ideaplus @ Jun 5 2025, 08:00 PM)
Yes, Hong Leong Assurance & Great Eastern Insurance
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jutamind
post Jul 4 2025, 09:50 PM

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Does Alliance VS pays cashback for education fee payment?

QUOTE(MasBoleh! @ Jun 3 2025, 03:11 PM)
Alliance Bank Visa Signature. You can easily reach the RM 2,001 to RM 3,000 spending monthly anyway, so why so care about the min spend? If you are a big spender, you can automatically cross into 0.25% category, higher a bit compares to other banks that offer unlimited cashback.

CASHBACK CATEGORY CASHBACK RATE MONTHLY CAP SPEND
Online Shopping, Groceries, Dining, Petrol, Utilities & Other Retail Spends 0.05% uncapped from RM1up to RM1,000 monthly
Online Shopping, Groceries, Dining, Petrol, Utilities & Other Retail Spends 0.5% uncapped from RM1,001up to RM2,000 monthly
Online Shopping, Groceries, Dining, Petrol, Utilities & Other Retail Spends 5% uncapped from RM2,001up to RM3,000 monthly
Online Shopping, Groceries, Dining, Petrol, Utilities & Other Retail Spends 0.25% uncapped from RM3,001 or above monthly
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jutamind
post Jul 18 2025, 08:39 PM

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Since benefits for RHB Shell had been nerfed, is there any replacement card for Shell petrol cash back, preferably with free annual fee?

This post has been edited by jutamind: Jul 18 2025, 08:41 PM
jutamind
post Jul 19 2025, 08:29 PM

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Not really. Bonuslink is not really worth it nowadays. Just that Petronas station nearby my area is congested most of the time compared to Shell.

QUOTE(Wolgie @ Jul 19 2025, 04:31 PM)
maybe too loyal to bonuslink
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jutamind
post Oct 14 2025, 11:07 PM

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Anyone using Bank Islam Visa Platinum cashback card? I don't understand how their cashback is calculated. Lodged a Complaint since mid Sep and until now, not a single call back or email to fix the issue.

Aug bill total: 677.44, closing bal: 658.84, cashback 18.6
Sep bill total: 744.78, closing bal: 724.74, cashback 20.04
Oct bill total: 1003.92 closing bal: 979.77, cashback 24.15

I was assuming it's 3% of total bill amount but calculations seems off. Anyone has any idea how the cashback is calculated?



jutamind
post Oct 16 2025, 09:26 AM

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Thanks everyone for the reply. Wasn't aware the cashback is based on calendar month. Btw, is the cashback counted based on transaction date or posting date?

QUOTE(ideaplus @ Oct 15 2025, 01:11 PM)
Based on calendar month, not statement month.

You'll see this Cash Back in your statement, and the SEP includes all transactions posted in September
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QUOTE(nexus2238 @ Oct 16 2025, 08:34 AM)
I have been using Bank Islam Visa Platinum for > 6 months.
cb is on time every month at 10th of the month @ 3% of spend of previous month.
cb cyble is based on calendar month, not statement date.
just stating the obvious - only online / auto-billing / grocery / dining spend is entitled for cb.

Need more details from you  cool2.gif
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jutamind
post Oct 16 2025, 09:28 AM

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How soon do you get the call from bank staff after submitting your form and documents online? I've submitted my application online but until now, the application status is Unattended

QUOTE(virgoguy @ Oct 8 2025, 06:46 PM)
I have submitted the application and just now the so call bank staff ask me to resubmit the necessary documents through WhatsApp to her. Suspicious. Is it legit?
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jutamind
post Oct 16 2025, 11:31 AM

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Ok thanks for the feedback. I've submitted from 7 Oct and until now still Unattended status. Will call up call center to follow up

QUOTE(virgoguy @ Oct 16 2025, 11:02 AM)
within 1 -2 days time after apply through MAP. My MAP currently show status : Auto transfer". not sure what does that mean but the staff I liaise with(through whatsapp) said they will process my application this week
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jutamind
post Oct 29 2025, 11:07 PM

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Applied this card since 7 Oct and there was not a single email/call/update of the application status. Then called Muamalat call center 1 weeks+ back and lodged a Complaint about card application not being processed/entertained. Call centre called every 2 days to give status updates until someone emailed me asking for documents for submission again even though the same documents have been submitted through MAP Portal.

Status changed from Unattended to Processing late morning today and now status changed again to Recommended this evening. No idea whether this means the application is successful or not.

But what is worth to point out is the diligence of customer service team that calls every 2 days to follow up on my complaint. Really thumbs up!

I've also lodged a complain with Bank Islam since mid Sep and until now, no email/call. I've called back few times to follow up until I gave up now. So if you have credit card with Bank Islam, better wish there's no screw up with your cashback or accounts, or else you'll suffer with non existent customer service with them

QUOTE(cybpsych @ Oct 3 2025, 10:56 AM)
the 2 eon cards already listed here https://map.muamalat.com.my/financing/public/?form=cc

feel free to apply there.

i guess you still need to visit branch to do KYC and collect the card.

i just submitted yesterday, no news yet, i wonder if they read/processing. funny status from MAP:

user posted image
Updated status as of 16 Oct:

user posted image
Updated status as of 21 Oct:

user posted image
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