1. Annual Income: RM30K to RM36K

2. Free Lifetime Annual Fee: A Must

3. Card required for: Cashback or Rebate / One-Time Purchase

4. Existing credit cards (if any): Nil

5. Interested in CC from: Any Bank

6. Others: I planned to have credit card to strengthen my credit history which is 0 by now (No hutang). What my plan now is that I take credit card, for example 5k limit, and then use it for One-Time Purchase for something worth 4k and above (I planned on buying PC, or smartphone or other gadgets) and then monthly, i pay the amount needed consistently and then after done, i would terminate the card

This post has been edited by jishu: Feb 28 2017, 10:45 AM

I'm planning for kinda like EZpay, not for minimal pay each month