1. Annual Income: RM24K to RM30K

2. Free Lifetime Annual Fee: No.

3. Card required for: Petrol, Cash Back/Rebate Only & rewards

4. Existing credit cards (if any): Nil.

5. Interested in CC from: UOB - Onecard, Citibank - SImpliciti+ / Clearcard

6. Others: I am a young graduate who want to save more with CC spendings, main spendings of the month - petrol & PTPTN (for god sake). I want CASH BACK and sometimes with rewards.

Thanks mate! I think ill have a look at these two cards 1st!