Go for PBB Visa Signature. AF free with 12x spent. You might want to consider Quantum duo cards also.

it makes no difference since both are from same bank.
one added advantage is you can easily do a balance transfer from other bank into PBB card with up to 6 months ZIIP.
see here: https://www.pbebank.com/Personal-Banking/Pr...ansfer-(1).aspx

PBB Quantum's Flexipay (12 months @ 0%) is the best. very good to convert big-amount transaction into installments. yes, you pay the bank.

i've done it many times with PBB Visa Signature (9 months @ 0%) and also Quantum's 12 months @ 0%. from buying electrical items to kitchen cabinet to eye surgery 

just email the application form (PDF, print-fill-sign-scan-email). i did this for my principal + supp cards.

if u have the time, visit the branch also can.

i'd avoid filling the online application form

PBB Quantum's Flexipay (12 months @ 0%) is the best. very good to convert big-amount transaction into installments. yes, you pay the bank.

i've done it many times with PBB Visa Signature (9 months @ 0%) and also Quantum's 12 months @ 0%. from buying electrical items to kitchen cabinet to eye surgery 

choose those Flexipay plans with 0%! here's how it works..

Note: Quantum need only RM1.2k for Flexipay 12mth 0%. Other PBB cards need RM2k for Flexipay 9mth 0%.

1) swipe a big amount from a merchant.
2) after the transaction got posted (about 1-3 days, varies from merchant to merchant), call PBB CS to convert to Flexipay.
3) next day, you'll see the original amount will be "reversed", then 1st installment amount charged.
4) in your statement, it will show the Installment # count and remaining installments. Every new statement, the # count will increase, the balance will reduce.

Final installment: