1. Annual Income: RM120k

2. Free Lifetime Annual Fee: Don't mind

3. Card required for: Petrol, Groceries, Online, Utilities, Telco, Unifi, Insurance, Autodebit

4. Existing credit cards (if any): Maybank Amex (Real Rewards), Maybank Visa Petronas, CIMB Platinum Mastercard - I already done my research and these cards sux!! I'm going to cancel all.

5. Interested in CC from: PB VS, MBB VS, MBB Barcelona

6. Others: Thinking of using the MBB Barcelona for Utilities, Telco, Unifi, Insurance, Autodebit. Online I use PB VS. Petrol and groceries MBB VS