1. Annual Income: 60-80k

2. Free Lifetime Annual Fee: Preferrably

3. Card required for: Food, Shopping

4. Existing credit cards (if any): Yes

5. Interested in CC from: Citibank maybe

6. Others: Prefer card that have good cashback/reward point and free lounge access with minimum to none requirement

Hi All,

I'm planning to sign up for AmBank Visa Platinum mainly for the PPL access.
However, i would like to clarify something about the TnC.

In ringgitplus website, they mentioned that the PPL access comes with TnC as below (3 swips overseas required):

"All you got to do is swipe your AmBank Visa Platinum overseas while you're travelling at least 3 times and a free access to 17 international airports premium lounges will yours. There's a little catch to it, all 3 swipes must be made within 30 days before or after your visit to the lounge and the free access will also expire within 30 days from your first swipe."


However, by referring to ambank website, it seems that there are no TnC for the access.
Appreciate clarification from forumers

Thanks a lot
Was confused a little there.

Now this seems like the perfect card for me, no annual fee and no tnc for ppl access

Yup

Enough for me i guess, since i usually travel only max 2 times per year

Thanks everyone for the clarification ~ Gonna hunt for ambank booth now haha

Seems like it .... haiz ... gotta walk-in then ...
Thanks again fruitie for the valuable information provided Appreciate it very much