1. Annual Income: RM90K

2. Free Lifetime Annual Fee: A Must

3. Card required for: Other transactions. I already have cc for petrol, groceries, online, dining, departmental store, entertainment which I think are adequate. I prefer cashback but a good reward programme is OK too.

4. Existing credit cards (if any): PBB Quantum, MBB Ikhwan, MBB Ikhwan Petronas

5. Interested in CC from: Open for suggestions.

6. Others: Please be specific. I have applied for MBB Amex Duo but rejected. Probably because I already have two cards with them (Ikhwans).

Dear experts in this forum,

I'm planning to go to Europe next year for business. Can you suggest one card that gets me the most benefit? Rewards, best foreign exchange rate, no problems for transaction abroad... etc.

1. Annual Income: RM90K

2. Free Lifetime Annual Fee: Yes or waivable with 12 swipes per year or thru CS

3. Card required for: Oversea use

4. Existing credit cards (if any): hsbc amanah, maybank ikhwan platinum (both v and mc)

5. Interested in CC from: Ambank

6. Others: Looking for cards best used abroad (points, fees etc...)

This post has been edited by azrazrazrazr: Sep 23 2017, 01:19 AM