1. Annual Income: RM110K above

2. Free Lifetime Annual Fee: No

3. Card required for: Don't know.

4. Existing credit cards (if any): None.

5. Interested in CC from: Maybank

6. Others: I don't have a car, just a bike. So petrol might just be around RM100 - RM200 monthly. Never needed a credit card so far, just thought I should have it just in case.

1. Annual Income: RM180k above

2. Free Lifetime Annual Fee: Preferable but waivable with minimum spending is ok too.

3. Card required for: Collecting points/rewards for holiday travel purposes. Airmiles is preferred.

4. Existing credit cards (if any): Maybank 2 Visa + Amex Platinum.

5. Interested in CC from: Any

6. Others: Probably only travelling 1-2 a year.

1. Annual Income: RM200k above

2. Free Lifetime Annual Fee: Preferable but waivable with minimum spending is ok too.

3. Card required for: Collecting points/rewards

4. Existing credit cards (if any): Maybank 2 Visa + Amex Platinum, AmBank Enrich VISA Infinite.

5. Interested in CC from: Any

6. Others: Not really looking for anything specific, just want to get some good rewards from my spending