Good day, sifu. Need recommendation;

1. Annual Income: RM168k

2. Free Lifetime Annual Fee: Must. if annual fee alamak rugi la.

3. Card required for: Petrol, groceries, bill, all transaction. I would prefer credit card than cash all of the time so that can get rebate / point

4. Existing credit cards (if any): Maybank 2 cards (AMEX & VISA), CIMB 3 cards - Cash Rebate, Petronas, Platinum.

5. Interested in CC from: Any.

I normally pay on daily basis for what i've spent to avoid any charges.

Thank you, all sifus

Yes Sir. After use, immediately pay it out. I tried looking at imoney compareheroes, it seems that pbb signature and quantum is not there. Submitted the form through pbb web, pending on receiving reply.