Need some recommendations:

1. Annual Income: RM180K and above

2. Free Lifetime Annual Fee: A Must, doesn't mind calling to ask for waiver, but not Amex platinum that must pay RM3k annual fee type

3. Card required for: Dining, e-wallet reload (shopeepay), all retail spent is ideal, prefer cash back but good airmiles conversion that are not limited to Enrich works too, some overseas spend

4. Existing credit cards (if any): Maybank Barcelone VS, Amex plat for weekend 5%, Alliance VS cashback card, Affin Duo, Public bank VS, CIMB TWE, UOB Premier miles elite, Standard Chartered Simply Cash (will be canceling after Apr)

5. Interested in CC from: HSBC VS for lucrative Ringgit Plus promo; is RHB any good?

6. Others: Any cards that give good benefits for paywave transactions?