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Credit Cards Recommendation for Credit Cards V4, Please post according to Format stated

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Wolgie
post Apr 27 2019, 09:25 AM

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Maybank FC Barcelona VS: 2% max RM50/month (except May and August, 10% CB max RM100/month) on almost everything except Jompay/FPX.

Include online like Shopee, Lazada? wow. May coming wink.gif
No annual fees?
Wolgie
post Nov 7 2022, 03:43 PM

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Still good to apply HSBC platinum CC?

See Guranteed 1k TNG wallet seem interesting.
from RinggitPlus

Mostly Online and ewallet user brows.gif

This post has been edited by Wolgie: Nov 7 2022, 03:43 PM
Wolgie
post Nov 27 2023, 05:04 PM

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QUOTE(cybpsych @ Nov 27 2023, 08:55 AM)
RHB seem really very good.
U think should i apply RHB Visa Shell?
As i already have UOB ONE and CIMB Plat Petronas.
Every month UOB full rebate, but CIMB only rebate 40-50. Means my monthly petrol not so high.

Or other RHB card is good too? any recommedation?

This post has been edited by Wolgie: Nov 27 2023, 05:05 PM
Wolgie
post Sep 6 2024, 05:48 PM

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QUOTE(rocketm @ Sep 3 2024, 09:05 PM)
Hi, I am asking for my parents and below is her info:

1. Annual Income: RM45600

2. Free Lifetime Annual Fee: No

3. Card required for: Cashback mainly on physical store grocery, pharmacist and petrol (Shell)

4. Existing credit cards: UOB One Platinum & CIMB Petronas Platinum

5. Interested in CC from: undecided and open for suggestions

6. Others: Due to unable to reach the monthly spending limit to qualify for higher cashback for both of the existing cc. I plan to advise her to terminate the CIMB and downgrade UOB One to Classic version.

Below is her monthly average spending limit
Grocery: RM70-350
Pharmacist: RM40-200
Petrol: RM40 (prefer Shell)
Others: RM20 (Mr DIY store)

Due to living in East Malaysia, there is no Aeon, Giant, Cold Storage, Jaya Grocer, Ben, Mydin, Econsave, Lotus and Village Grocer. Only local big stores like Survey, Emart, CKS and Lintas.

Thank you.
*
QUOTE(1mr3tard3d @ Sep 4 2024, 03:53 PM)
even UOB One classic would be quite restricting
user posted image

if they could schedule to spending during weekend, might check out HL Wise
*
UOB for grocery also can CCK Local Supermarket and Servay Only.... No for Bataras and CKS and 99
As i using UOB One classic, month requirement statement 500 only and
CIMB Petronas Pla... which CIMB more for Petrol, Grocery (Bataras, CKS, Servay, CCK also can) and Food... but the statement 3500 really quite high. or u mixed with ewallet reload.
IF u mainly for SHell, i think go for RHB Shell Visa which i also decide to apply now, then stop CIMB

This post has been edited by Wolgie: Sep 6 2024, 05:55 PM
Wolgie
post Jul 19 2025, 04:31 PM

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QUOTE(cybpsych @ Jul 18 2025, 09:33 PM)
mbb ikhwan mastercard
mbb ikhwan PETRONAS visa... ignore this if u too loyal with shell
m2c amex
*
maybe too loyal to bonuslink
Wolgie
post Jul 26 2025, 09:35 AM

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Joined: Jun 2009
1. Annual Income: RM100K above

2. Free Lifetime Annual Fee: YES or easily waive annual fee

3. Card required for: Want a better local spend daily usage card.

4. Existing credit cards (if any):
MBB 2Card Amex: using online only, physical card faulty. lol. Not call replace yet. (donno free replace or not)
MBB 2Card Visa: keep only
CIMB Petronas P: (CB60+60) everymonth
CIMB CashRebate: (CB30) everymonth
PBB VS Sign: (CB30) everymonth
PBB MasterQ: Normal use (Because No annual fee)
PBB Gold: Normal Use (Because No annual fee)
UOB One Card: (CB10+10+10sometime), grocery always no full, as SABAH no popular supermarket in UOB list

5. Interested in CC from: looking for ewallet or other use can get cashrebate or points. or replace what i can get more rebate

6. Others: Just Apply Aliance Virtual, being reject.

This post has been edited by Wolgie: Jul 26 2025, 09:37 AM

 

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