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Credit Cards Recommendation for Credit Cards V4, Please post according to Format stated
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Pray hard
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 Feb 27 2018, 02:51 AM
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New Member
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1. Annual Income: RM150K2. Free Lifetime Annual Fee: Any. 3. Card required for: Online (google adwords & facebook) - Cash back/Rebate,AirMiles . 4. Existing credit cards (if any): MBB 2 cards Reserve, MBB 2 cards Platinum, CIMB World MC, CIMB CB Platinum, CIMB Preferred VI, Citibank - Premier Miles, Citibank - Business Platinum, Citibank - Clear Card, Alliance Platinum Visa . 5. Interested in CC from: PB6. Others: Due to (company related) heavy online ads payment about RM24K (GOOGLE & FB ads), Utilities (TNB-1.1K,TM RM1.3K, Celcom - RM100), Insurance autopay (Yearly=RM6K, Monthly=RM408), PAYPAL-RM120, online subscription - RM1000, AF(anytime fitness) GYM RM631.6, PETROL-RM400, TNG-RM100. All above is MONTHLY expense (except insurance), my goal is to optimize it as much as possible from cash back/rebate to air miles (enrich miles) from RM30K spending.  This post has been edited by Pray hard: Feb 27 2018, 02:52 AM |
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Pray hard
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Feb 28 2018, 04:32 AM
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New Member
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QUOTE(fly126 @ Feb 27 2018, 10:43 AM) You may Consider also SCB Cash back Gold & SCB JustOne Platinum MasterCard Credit Card for Petrol, eCommerce (Online) & Auto billing (Utilities Bill, Insurance via Auto Debit), EZ Fee Waiver with jz Call CS request an AF Waiver » Click to show Spoiler - click again to hide... « SCB JustOne Platinum MasterCard, Now with Better Cashback Benefits, you will get up to Up to RM85 CashBack on Auto Bill Payments, eCommerce and Petrol. (except Government & Charities ). | Spend (RM) per month | Rebate on Petrol, eCommerce & Auto bill | Other spend | Capping per month (RM) | | 1,000 to 1,499.99 | 5% | 0.2% | 12 | | 1,500 to 2,499.99 | 10% | 0.2% | 28 | | Above 2,500 | 15% | 0.2% | 85 |
* Monthly retail spending below RM1,000 will enjoy 0.2% CashBack on Petrol, eCommerce, Auto Bill Payments and other categories. The Cash Back is accumulated on a monthly basis and is based on the following selected MCC: a) Petrol MCC: 5541, 5542 b) Auto Billing:I. All insurance MCC: 5960, 5968, 6300 II. All Telco spend MCC in 4814, 5968 III. Utilities spend MCC: 4899, 4900, 5968 - Astro, TNB, Indah Water, Tenaga Nasional c) eCommerce/Online spend: For all online transactions made with “Transaction Mode = M, D, S and U” https://www.sc.com/global/av/my-jop-website...ment-300816.pdf* Cashback earned from Both SCB Cards will not be automatically credited in the form of cash to your account, Cashback earned will only be redeemable via https://360rewards.standardchartered.com/my/rewards_home Thanks for the suggestion, before I can get SCB, Do you think MBB barcelona VI can do the job to get 2% first? (just received sms approved my application) or any suggestion? |
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Pray hard
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Mar 23 2018, 07:57 PM
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New Member
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[just need to call the bank and ask for the mcc code]
Hi guys, may I know how you all can get the MCC Merchant Category Code categories as it only for banks. Anyway I can assist the rest?
This post has been edited by Pray hard: Mar 24 2018, 02:30 AM
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