Hi, i am looking for my first cc:

1. Annual Income: RM66k

2. Free Lifetime Annual Fee: Yes or with condition 12 swipes

3. Card required for: Petrol, Utility bill, CB

4. Existing credit cards (if any): Nil

5. Interested in CC from: UOB One Card

Any suggestions are much appreciated.

1. Annual Income: RM120k

2. Free Lifetime Annual Fee: Preferably, by x amount of swipes

3. Card required for: E-wallet topup (Shopee pay, TnG, Boost), Dining, Petrol, Grocery

4. Existing credit cards (if any):
a) MBB 2 cards
b) PBB VS Signature (cancelling soon)
c) PBB Quantum Visa & Mastercard (cancelling soon)

5. Interested in CC from: UOB Yolo

6. Others: Cancelling PBB cc as they no longer give cashback for e-wallet topup. I am looking for CC to maximize cash back for e-wallet top up & contactless transaction.

I would categorize dinning and grocery as "contactless transaction" and my main spend is still the e-wallet top up which total up about RM1.5k per month.
Prefer to consolidate and utilize the cashback in 1 CC. Any recommendation?

Thank you!