May 5 2017, 11:03 PM
QUOTE(fly126 @ May 5 2017, 01:28 AM)
Jz post your Needs like following format as below, we will delighted give u a Recommendation
Btw, how many & which bank have rejected your Apps, You a Graduate baru keluar Kerja ...???
Try to get a Basic CC from the bank of your salary credit into... becos of they got your salary transaction info & maybe not too Stingy to approve their Credit Card to you.
You can own a basic credit card to Build up your Credit History 1st, the Card like CIMB CR or Maybank2 Cards quite a decent Card for a NewB like U becos of it's Free for Life no worry with Annual fee. Other cards u can consider HLB Essential, HLB Mach AF waiver with 12x swipes p.a only.
After that, your may get 2nd CC & it can be something that offers extra benefits based on your lifestyle and spending habits like, UOB One or Citibank CB Card.
FYI, Reason of CC Rejection
https://ringgitplus.com/en/blog/Credit-Card...t-Rejected.html
Hi,Btw, how many & which bank have rejected your Apps, You a Graduate baru keluar Kerja ...???
Try to get a Basic CC from the bank of your salary credit into... becos of they got your salary transaction info & maybe not too Stingy to approve their Credit Card to you.
You can own a basic credit card to Build up your Credit History 1st, the Card like CIMB CR or Maybank2 Cards quite a decent Card for a NewB like U becos of it's Free for Life no worry with Annual fee. Other cards u can consider HLB Essential, HLB Mach AF waiver with 12x swipes p.a only.
After that, your may get 2nd CC & it can be something that offers extra benefits based on your lifestyle and spending habits like, UOB One or Citibank CB Card.
FYI, Reason of CC Rejection
https://ringgitplus.com/en/blog/Credit-Card...t-Rejected.html
1. Annual Income: 30k
2. Free Lifetime Annual Fee: Depends. Dont mind if there's option if swipe a few times within specified days to waive annual fees
3. Card required for: No specific requirements. Just for occationally usage
4. Existing credit cards (if any): None
5. Interested in CC from: Any banks willing to offer me. No particular banks.
Salary credited to Hong Leong Bank. Tried applied there also was rejected. Had worked for more than 5 years.
Applied CC from Standard Chartered, Maybank, HLB, Citi, RHB. All was rejected. When called up and asked, they say that most probably due to no financial commitment.
This post has been edited by Mike_JP: May 5 2017, 11:05 PM
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