Outline ·
[ Standard ] ·
Linear+
Credit Cards Recommendation for Credit Cards V4, Please post according to Format stated
|
Michael12345678
|
 May 8 2020, 06:52 AM
|
Getting Started
|
Hello everyone.
Checking is there any card that has higher cashback than HLB Essential which only gives 0.4% cashback. Am looking for Essential credit card replacement for NON-Grocery, petrol, online, dining category items.
Currently i have Maybank Amex and Barcelona card but Amex 5% is only on weekend (with RM50 cap) while Barcelona 2% also RM50 cap.
Thank you
This post has been edited by Michael12345678: May 8 2020, 06:53 AM
|
|
|
|
|
|
Michael12345678
|
May 8 2020, 11:43 AM
|
Getting Started
|
QUOTE(ClarenceT @ May 8 2020, 07:55 AM) M2 Amex gives you 5x Treatpoints equivalent to 1% on Mon-Fri, you still use HLB Essential for 0.4% only? But if you spend >RM500/monthly on Groceries, Dining and Petrol, you can ADD HLB Wise Visa (since HLB already grant you a credit limit), though AF of RM98 (not waivable) but 1% (weekday) / 8% (weekend) on Petrol, Dining and Groceries. Thank you for the advice. I have M2 AMEX but not many merchants accept AMEX. I have HLB Visa & PB cashback cards and have been consistently spending >500 for the categories. Therefore on every other day, I do not have other options but using 0.4% Essential. Anyway, I only use Essential for occasional big purchase that doesn't accept AMEX. Small purchases i use Barcelona 2%. |
|
|
|
|
Quote
0.0290sec
0.58
7 queries
GZIP Disabled