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Credit Cards Recommendation for Credit Cards V4, Please post according to Format stated

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JVLIEW
post May 11 2017, 06:31 PM

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1. Annual Income: RM36K to RM60K

2. Free Lifetime Annual Fee: A Must

3. Card required for: Petrol, PTPTN, Insurance, Phone bill

4. Existing credit cards (if any): Nil.

5. Interested in CC from: Nil.

6. Others: To get best reward with the above monthly payment.

Thank you.

This post has been edited by JVLIEW: May 11 2017, 06:32 PM
JVLIEW
post May 12 2017, 07:22 PM

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QUOTE(fly126 @ May 12 2017, 10:43 AM)
Maybank 2 Cards - also Good on PTPTN
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Thank you. But I heard that Amex is not applicable to a lot of merchants right?
JVLIEW
post May 13 2017, 01:46 AM

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[quote=fly126,May 12 2017, 08:07 PM]So far still acceptable, OK if u live in KL. Most of Online Store (the Ang-mo punya) eBay, Amazon, PayPal, Book Depository also Accept Amex.
U can pay your Billing with 2Amex via Maybank2U to earn CB as I also do the Same & Most of my CB are from Utilities Bill.
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Hmm. Just went to their website. I noticed they've this American Express card too. Any difference with the 2 gold card? I'm sorry. I'm new to this. But why offer 2 cards? Most of my friend owning two cards only end up using one.

This post has been edited by JVLIEW: May 13 2017, 01:54 AM
JVLIEW
post May 13 2017, 08:34 AM

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QUOTE(fruitie @ May 13 2017, 02:01 AM)
Big difference. Standalone AmEx has no benefits. Just get the M2Cards and only use AmEx, the other one can lock in drawer.
Why offer two cards? Gotta ask Maybank then. It's actually Maybank expects us to use that Visa/MasterCard when AmEx is not accepted. However, since we know it has no benefits, then most of us just ignore it and use other banks' Visa/MC which are more useful.
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I see. Thanks a lot on the explanation.

 

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