hi, for someone who uses his debit card every single day for transactions, which credit card is the best one?
currently having zero debt, might as well try to build credit score. in the same time try to get as much benefits as i can (cashback, points, etc)
daily usage : grab + e wallets + shopee/lazada

range income : 3k-5k per month (keje gomen, but contract)

have no spending problem. always able to control nafsu shopping. lol

Best free credit card for 6k monthly income?

PB quantum only needs 3k income. I want more prestige, and visa signature status.

I think Cimb visa signature is not bad, and citi reward.

Maybank vs fcb too common.

I think.maybank vs (black) better

Any good cashback CC to recommend as Citibank lately refuse to waive my annual fees for the cashback card

1. Annual Income:
- RM47k+ (expecting a raise at February)

2. Free Lifetime Annual Fee:
- 100% Free Lifetime without any condition

3. Card required for:
- Main Purpose is I wanted start build up my Credit Score for future house loan, etc usage.
- I am very interested into the cashback benefit, I would like to get cashback from my Insurance + Postpaid Online Bill Payment, maybe also some cashback from my monthly grocery spent.

4. Existing credit cards (if any) : N/A

5. Interested in CC from:
- I have saving account in Maybank and Public Bank, would prefer these existing account bank.

6. Others:
- I kind of actively buy things online such as Shopee, Digital Game(Nintendo eShop [Oversea Online Transaction], Sony Online Game Store), oversea online store(Amazon Japan, US Online Store, etc) too rather than go to Local Physical Store to buy things
- Usually every week will at least use foodpanda once for pickup/delivery during this MCO time as I been work from home for around 4 months

Currently I try to register Public Bank Quantum Credit Card through RinggitPlus, I believe it is not finalized yet though, So I would really appreciate if anyone could suggest me the Credit Card that may suitable for me the most. Thank you!

1. Annual Income: ~50k

2. Free Lifetime Annual Fee: Yes

3. Card required for: Cashback ,online shopping mostly for credit score for future loan application

4. Existing credit cards (if any): Nil.

5. Interested in CC from: Any bank

6. Others: Please be specific: It's my first CC

Which credit card gets cash rebate for online insurance payment? Does PBB Visa Signature or Quantum Master qualifies for that?
I think they payment is set to auto charged monthly..it's from Great eastern..

1. Annual Income: >RM 36K
2. 0 annual fee
3. Card required for: Cash Back/Rebate(Groceries, Eating out), Reloading TnG(e-Wallet), Online shopping, Utility(Top 1 priority)
4. Existing credit cards (if any): Nil
5. Interested in CC from: HSBC Amanah, Citibank, Standard Chartered

???
What are you asking??
Myself of course

Lol
In lowyat, nobody knows my real age except myself

Just applied for my first CC from hong leong bank (essential card to build credit history). The CS told me is already approved and going to call me again tmr to finalize the details. All this time I'm using CIMB (but CIMB don't wanna give me CC for unknown reason - have over 60k cash inside lol)

Wanna ask, do I need to open a HLB savings account to pay the credit card?

Thanks    Sorry for noob question

I'm thinking of replacing my Maybank Visa Signature with an equivalent credit card because I'm tired with their poor customer service. Is Public Bank Visa Signature still a good alternative? Can anyone here share their experience with Public Bank versus Maybank, please? Or are they all pretty much the same? Thanks!

Thanks for sharing! I'll give them a try, customer loyalty doesn't mean much now after all.

Hi guys, need suggestion for :

1. Annual Income: RM140K

2. Free Lifetime Annual Fee: Not necessary.

3. Card required for: Petrol, groceries, & online shopping/insurance.

4. Existing credit cards (if any): previously owned Maybank Ikhawan platinum

5. Interested in CC from: Any banks.

6. Others: card that give max reward/rebate for petrol. groceries and other are bonus.

1. Annual Income: RM80K

2. Free Lifetime Annual Fee: if available

3. Card required for:
- misc spending. looking to replace Maybank Barcelona card

4. Existing credit cards (if any): PBB VS, Quantum, MB Amex.

5. Interested in CC from: Any

Hello guys, below are my info.
Welcome input 
1. Annual Income: RM90K

2. Free Lifetime Annual Fee: Not necessary.

3. Card required for: Petrol, grocery, dining & online shopping (Shopee).

4. Existing credit cards (if any): Maybank 2 cards (AMEX/Master)

5. Interested in CC from: Any banks.

6. Others: Prefer cash back card for priority petrol, grocery, dining and onling shopping (Shopee)

Hi, looking for HSBC Amanah MPower replacement card.

1. Annual Income: RM60K to RM100K

2. Free Lifetime Annual Fee: Yes or conditional with number of swipes

3. Card required for: maximum cashback
- rm400 monthly insurance
- rm200 monthly groceries
- cashback for gov txn
- cashback for ewallet reloads
- cashback for utilities
- fuel is not a consideration factor

4. Existing credit cards (if any): hsbc amanah mpower, mbb ikhwan visa, mbb ikhwan mastercard

5. Interested in CC from: RHB Shell, PIB Plat visa