Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards Recommendation for Credit Cards V4, Please post according to Format stated
|
|
 Oct 5 2020, 08:56 PM
Return to original view | Post
#1
|
 
Senior Member
1,483 posts Joined: May 2019 
|
Open for recommendation of Credit card.
Requires (list is according priority) 1. Cashback on online /e wallet 2. No minimum spend 3. If better free annual fees 4. Revision of TnC I was on PBB QM and VS ... And i had maxed out the quota. Considering grabpay card that give innate 3.0% CBor cimb e card that give innate 2.5% ... Any other better suggestion. I can match the requirement quite easily |
|
|
|
|
|
Oct 5 2020, 09:02 PM
Return to original view | Post
#2
|
|
Senior Member
1,483 posts Joined: May 2019
|
QUOTE(GrumpyNooby @ Oct 5 2020, 08:57 PM) Any more possible card that can match above the 3% cashback ah ? Need to spend 2.6k for rm 80 per month ... Ermmm... Hahahah Haiya if only QM and VS has higher CB quota  |
|
|
Oct 5 2020, 09:08 PM
Return to original view | Post
#3
|
|
Senior Member
1,483 posts Joined: May 2019
|
QUOTE(GrumpyNooby @ Oct 5 2020, 09:03 PM) Your point (2) has restricted to scope a lot. This card cannot match up affin duo (3% at rm80 cap). Maybe AmBank True Visa.  Lets say if we remove the (2) , then anymore suggestion ? I hate to say but tiered thing is always cheat. Like ask to spend 3k to get 10% CB, but only the rm 2500 to rm 300 has 10% CB, effective yield is still shit. |
|
|
Oct 5 2020, 09:19 PM
Return to original view | Post
#4
|
|
Senior Member
1,483 posts Joined: May 2019
|
Example SC liverpool.
Even it is tiered i need to spend 3k to get rm 72 CB, effective 2.4% discount... Looks like i had to apply for affin duo... And throw the affin reward card away... |
|
|
Nov 25 2022, 06:08 PM
Return to original view | IPv6 | Post
#5
|
|
Senior Member
1,483 posts Joined: May 2019
|
Would like to have suggestion :
1. Annual 60k to 70k ... 2. Annual Fee waived or free 3. Usage: Online, E-wallet 4. Existing Credit Card - Public Islamic Bank Visa Platinum Credit Card-i - Affin Duo Cashback Card Seeking for * Online / Grocery / Ewallet cashback card * Lounge Access card * Free or able to perform Annual fee waiver (X) PBB Visa Signature , i can't able to apply it because PBB rejected me 2x LOL. I'm currently looking at (1) New Maybank Ikhwan Amex Platinum Card with future 8% cashback on online, but no lounge access (2) Citibank Citi Rewards Mastercard with 12x points on TNG / Boost / BigPay (max RM 300 each category) , but i'm not sure how much the points worth - but with 6x KLIA/KLIA2 Lounge access ... |
|
|
Apr 10 2023, 05:20 PM
Return to original view | IPv6 | Post
#6
|
|
Senior Member
1,483 posts Joined: May 2019
|
QUOTE(flyingturtle77 @ Apr 10 2023, 05:19 PM) https://www.maybank2u.com.my/maybank2u/mala...num_card_i.page No , it doesn't include e-wallet or quaso money related transaction. saw this card in this thread, anyone knows whether "online tranasction" is inclusive of e-wallet? i checked the cash back tnc in link above doesnt mentioned at all |
|
|
|
|
|
Apr 14 2023, 10:41 AM
Return to original view | Post
#7
|
|
Senior Member
1,483 posts Joined: May 2019
|
QUOTE(BreakYourLimit @ Apr 13 2023, 08:24 PM) 1. Annual Income: RM50K 1. Maybank Ikhwan Platinum Amex , 8% cashback on online , RM 50 cap2. Free Lifetime Annual Fee: A must, or waive by swipe in retail. 3. Card required for: ewallet (tng & grab), online bill payments, retail & online shopping, lifestyle 4. Existing credit cards (if any): mbb ikhwan islamic gold 5. Interested in CC from: no preferences, but prefer a good looking card  6. Others: Planning to replace my existing ikhwan islamic gold IF there's any better option to replace its benefits. 2. Public bank Islamic Mastercard, 4% cashback online, RM 30 cap 3. Public bank Islamic Visa , 4% cashback retail / department , RM 30 cap 4. Affin Bank Duo Card, average 1.3% cashback Rm 3000 , cap RM 50 |
|
|
Jul 18 2025, 06:16 PM
Return to original view | Post
#8
|
|
Senior Member
1,483 posts Joined: May 2019
|
QUOTE(nexus2238 @ Jul 15 2025, 10:03 AM) As soon as cb terms of RHB Shell was revised, I applied for UOB One Platinum. Now waiting to collect card. *For those who understand my underlying transaction, can use it for your own benefit*For local spend, my cb line up are: Maybank Ikhwan Amex - RM50 cb @ 8% spend RM625 Maybank 2C Amex - RM50 cb @ 5% spend RM1000 Affin DUO+ - RM50 cb @ 3% spend RM1667 Bank Islam Platinum - RM30 cb @ 3% spend RM1000 Alliance VS - RM55.5 cb @ 1.85% spend RM3000 (New) UOB One Platinum - RM60 cb @ 4% spend RM1500 total is RM295.5 cb @ 3.36% spend RM8792. alright lah  CIMB PVI : 1000 Setel + 500 grocer @ RM 75 CIMB PVP : 1250 Setel @ RM 60 M2C Amex : 1000 SpayLater @ RM 50 Maybank Ikhwan : 625 SpayLater @ RM 50 Affin Duo : 1667 online + 1383 Balance Transfer / Filler @ RM 50 PBIVP : 750 online/Ew @ RM 15 --- gonna cut soon coz SST waiver not given anymore soon - due to certain perks on certain petrol station Maybank VS : 1760 Shell @ RM 88 ========= Total RM 388 per month @ 3.90% CB transaction rate New in-line BMMB POS VI : up to 1250 POS-transaction, up to RM 100 CB per month -- gateway for DBKL / Cukai Taksiran / TNB / Indah Water Gonna Apply for Bank Islam 1000 online @ RM 30 ====== I'm very sad with lost of RHB Shell Visa ... that is RM 200 per month.. sigh |
|
|
Sep 1 2025, 07:10 PM
Return to original view | IPv6 | Post
#9
|
|
Senior Member
1,483 posts Joined: May 2019
|
QUOTE(ideaplus @ Sep 1 2025, 08:09 AM) Yes for TnG Just want to confirm one more time before i submit my application.Bank Islam Visa Infinite Credit Card-i - TnG / ShopeePay topup is eligible for the **online payment cashback** , am i right ? Thanks a lot. |
| Change to: |  0.2134sec
 0.74
 7 queries
 GZIP Disabled
Time is now: 4th December 2025 - 10:27 PM |
Quote