1. Annual Income: RM 70 K

2. Free Lifetime Annual Fee: preferable no AF

3. Card required for: cashback on online purchases (specially at Shopee in order to have double discount - one from Shopee and another from my CC)

4. Existing credit cards (if any): Mbb Barca Visa Signature & Citibank CB

5. Interested in CC from: PBB Quantum Mastercard ( don't know if got cashback from Shopee)

6. Others: Spend every month roughly RM 1k on online transactions (Lazada, utility bill via Shopee, Redbus, insurance)