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Credit Cards Recommendation for Credit Cards V4, Please post according to Format stated

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Fantasia
post Jul 15 2025, 07:08 AM

Look at all my stars!!
*******
Senior Member
5,483 posts

Joined: Feb 2009
QUOTE(chelski44 @ Jul 14 2025, 11:40 PM)
hmm...now RHB Shell go to the bottom of my list

u can try
1. HSBC Amanah MPower - Petrol, Groceries, ewallet (rm15 each categories ) total CB = Rm45++ , min spend rm2k
2. UOB One Clasic - 10% CB - Petrol, Groceries, Dining, Grab total CB =40++ ,min spend rm800
3. MBB Ikhwan Amex - For Spaylater + Agoda +Online spend , 8% CB
4. MBB Ikhwan Platinum - 5% CB - Petrol + Groceries , Friday & Saturday only
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Unfortunately UOB one classic no longer accept new application. Only UOB one platinum is available now
Fantasia
post Jul 15 2025, 04:37 PM

Look at all my stars!!
*******
Senior Member
5,483 posts

Joined: Feb 2009
QUOTE(nexus2238 @ Jul 15 2025, 10:03 AM)
As soon as cb terms of RHB Shell was revised, I applied for UOB One Platinum. Now waiting to collect card.

For local spend, my cb line up are:
Maybank Ikhwan Amex - RM50 cb @ 8% spend RM625
Maybank 2C Amex - RM50 cb @ 5% spend RM1000
Affin DUO+ - RM50 cb @ 3% spend RM1667
Bank Islam Platinum - RM30 cb @ 3% spend RM1000
Alliance VS - RM55.5 cb @ 1.85% spend RM3000
(New) UOB One Platinum - RM60 cb @ 4% spend RM1500

total is RM295.5 cb @ 3.36% spend  RM8792. alright lah  cool2.gif
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There is another card you can consider is Hong Leong Wise. You can get 5% cashback after accounting for minimum spending of RM 1000. Perfect scenario will be around 5.5% cashback.

 

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